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What are your limits on Amex Gold Delta Skymiles?

lhcole77
Valued Contributor

Re: What are your limits on Amex Gold Delta Skymiles?


@Goblin wrote:

lhcole77 - I definitely would have asked for $24,000....You're initial limit was $9,500 more than a year ago, and you've only requested a limit increase of $5,500? 

 

I can see that you're a major contributor to the forum, so there's no doubt in my mind that you know about AmEx 3x cli...Is there any reason why you didn't request more?  Just curious what the logic is behind it.  Maybe I can learn something. 


Thanks for your kind words. AMEX turned me down several times in the past when I request CLIs so I think I was a little gun shy. I asked for $15K because I have several other cards at that limit. I've gained almost $50,000 in CLs in the last few months so I didn't want to overdo it.

 

Who knows? Maybe in 6 months I'll ask for more to match my $25K NASA.

 

My revolving credit age is still fairly young so I'm trying to keep that in mind as I grow.

Message 11 of 19
taxi818
Super Contributor

Re: What are your limits on Amex Gold Delta Skymiles?

I only got 3500 starting limit. will be asking for the full 3x on December 9th to 10.500. so we will see. if not its not a big deal as i have more cards than i  can use. just want some Amex luv.Smiley Happy

Message 12 of 19
CreditHustler51
Established Member

Re: What are your limits on Amex Gold Delta Skymiles?

1k lol denied 3x cli -reason was too many new accounts opened (4) and not enough credit history with them even though I had there other card since 2005.

Message 13 of 19
taxi818
Super Contributor

Re: What are your limits on Amex Gold Delta Skymiles?


@CreditHustler51 wrote:

1k lol denied 3x cli -reason was too many new accounts opened (4) and not enough credit history with them even though I had there other card since 2005.


you know ive seen that time and time again. when someone has a 1k limit. it must be the limit of doom!!!!Smiley Surprised

Message 14 of 19
negg
Frequent Contributor

Re: What are your limits on Amex Gold Delta Skymiles?


@Dw4250 wrote:

My dad has a $50K CL on his Skymiles, although I cannot remember if he has the gold or platinum.  A $15K CL is small potatoes in the AMEX world, so I would go for it.

 

EDIT: I just texted him and he has the Gold.


15k is not r small potatoes. Lol. 1/2 the people don't have that limit with Amex.  Not everyone makes 100k a year.  SMH. 

 

  Btw mine is 9500 and don't need anymore. Last thing I need is AA from Amex. 

CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.
Message 15 of 19
joeyoey
Frequent Contributor

Re: What are your limits on Amex Gold Delta Skymiles?

I got $3500 to start last month.  Was my first Amex & biggest limit (at that point).  Can't wait for day 61 so I can try for $10k.



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Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
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Message 16 of 19
joeyoey
Frequent Contributor

Re: What are your limits on Amex Gold Delta Skymiles?

This is probably a dumb question but I keep seeing it mentioned (including in the post above my last one), but what does AA mean?  I'm sure it's something obvious.  lol



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
Nov 1, 2015 Goal: 700 Across all 3

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Message 17 of 19
taxi818
Super Contributor

Re: What are your limits on Amex Gold Delta Skymiles?


@joeyoey wrote:

This is probably a dumb question but I keep seeing it mentioned (including in the post above my last one), but what does AA mean?  I'm sure it's something obvious.  lol


It's not dumb. Adverse action. Punishment. Lol. Smiley Happy

i also got 3500. In 2 weeks. Asking for the full 10.500. 

Message 18 of 19
joeyoey
Frequent Contributor

Re: What are your limits on Amex Gold Delta Skymiles?

Well, that makes sense.  Thanks for the info!



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
Nov 1, 2015 Goal: 700 Across all 3

Take the myFICO Fitness Challenge


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Message 19 of 19
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