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What bureau(s) do US Bank and and BofA pull in Colorado?

pinkandgrey
Community Leader
Senior Contributor

What bureau(s) do US Bank and and BofA pull in Colorado?

I'm sure this has been asked, and I'm not sure if this is the right forum for it, but I would really love to know this. In Colorado, is there an often-pulled bureau for each of these? Of course I understand that every scenario is different, but I was just wondering if there was a general trend. I have tried the creditboards site, but it didn't help much. 

 

Thanks! 

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7 REPLIES 7
AverageJoesCredit
Community Leader
Mega Contributor

Re: What bureau(s) do US Bank and and BofA pull in Colorado?

I believe BoA tend to pull TU overall though there might be exceptions per state. Not sure on US BANK.
Message 2 of 8
Loquat
Moderator

Re: What bureau(s) do US Bank and and BofA pull in Colorado?

Not sure about US Bank but in my experience, BofA has pulled EX for the (4) cards I have with them.  When CLI's were HP's they would always pull TU.  Not sure if it's reason specific but I'm in the midwest if that helps. 

Message 3 of 8
Medic981
Valued Contributor

Re: What bureau(s) do US Bank and and BofA pull in Colorado?

I live in Colorado and BoA pulls from my TU CR. I applied for an Auto Loan from US Bank and they also pulled from TU.

















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Message 4 of 8
K-in-Boston
Moderator

Re: What bureau(s) do US Bank and and BofA pull in Colorado?

For a lot more data points, Google "credit pulls database."

I am not sure if things have changed since BoA stopped doing HPs for CLIs, but historically they have pulled TU for CLIs and EX for new applications.  USB pulled a TransUnion mortgage score for my Cash+ application in October, which has been the norm.  There has been at least one recent DP that they are now using FICO 09 scores, though.

Message 5 of 8
JR_TX
Valued Contributor

Re: What bureau(s) do US Bank and and BofA pull in Colorado?


@K-in-Boston wrote:

For a lot more data points, Google "credit pulls database."

I am not sure if things have changed since BoA stopped doing HPs for CLIs, but historically they have pulled TU for CLIs and EX for new applications.  USB pulled a TransUnion mortgage score for my Cash+ application in October, which has been the norm.  There has been at least one recent DP that they are now using FICO 09 scores, though.


 

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Message 6 of 8
pinkandgrey
Community Leader
Senior Contributor

Re: What bureau(s) do US Bank and and BofA pull in Colorado?

Ok thanks for the info! 

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Message 7 of 8
biggbailbonds
Regular Contributor

Re: What bureau(s) do US Bank and and BofA pull in Colorado?

BoA pulled Exp and US Bank used both TU and EQ for me. Im in Grand Junction. 

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