@xgac12x wrote:
Where do you usually book all your travel through?
I usually go direct to the vendor. United.com for flights and the Marriott/Hilton mobile apps for hotels.
I can barely keep up with what i have now. I'll probably have nightmares tonight thinking about it!
These are the daily drivers I currently carry with me.
AMEX BCP – 6% groceries other than Walmat; also buy grocery store gift card then use the gift card to pay for their automobile gas
Citi Double Cash – 2% all purchases, use for doctor, prescriptions, insurances, property taxes, et al
SallieMae – 5% Walmart – do most of my grocery shopping at Walmart
Chase AARP – 3% dining
I do not need travel cards.
Already have all/most of my dream cards in my wallet, just have to work at gradually increasing my existing CLs now.
If there was a hypothetical perfect card out there that I could have customized or tailored my individual preferences, it would probably be a card with a go-to, fixed-rate APR of between say 4% - 5% F or thereabouts. I know that realistically even if that could actually happen IRL there would no rewards associated with it, but I guess with an APR that low which is also fixed, the interest rate in itself is the reward. The closest I have in my current collection to that ideal scenario is my PACU MC at 7.50% F and my FNBO Amex at 6.50% V, and so I'm happy for the most part with what I already have atm
I've really got my dream wallet, but once I'm out of 5/24, I'm coming for that Chase Ink Business Cash card.
I was thinking about this question a bit, I have most of the dream cards I have ever wanted, CSR, DC, Discover it, Amex BCP etc. However if there is a holy grail card that is truly unobtainable for me, it's the Amex Centurion. I know that an Amex PRG or Platinum is better but there is something about that titanium Amex...
@IncrsCreditScore wrote:These are the daily drivers I currently carry with me.
AMEX BCP – 6% groceries other than Walmat; also buy grocery store gift card then use the gift card to pay for their automobile gas
Citi Double Cash – 2% all purchases, use for doctor, prescriptions, insurances, property taxes, et al
SallieMae – 5% Walmart – do most of my grocery shopping at Walmart
Chase AARP – 3% dining
I do not need travel cards.
Hold up...Sallie Mae does 5% at walmart in store? Is it actual cash back or just some sort of college loan money? I have no current use for student loan money.
@Anonymous wrote:
@IncrsCreditScore wrote:These are the daily drivers I currently carry with me.
AMEX BCP – 6% groceries other than Walmat; also buy grocery store gift card then use the gift card to pay for their automobile gas
Citi Double Cash – 2% all purchases, use for doctor, prescriptions, insurances, property taxes, et al
SallieMae – 5% Walmart – do most of my grocery shopping at Walmart
Chase AARP – 3% dining
I do not need travel cards.
Hold up...Sallie Mae does 5% at walmart in store? Is it actual cash back or just some sort of college loan money? I have no current use for student loan money.
card is no longer offered to new applicants.. so no need to worry about it, but it is a cash back card. don't have to have student loans with SM or Navient
@CreditCuriousity wrote:
@Anonymous wrote:
@IncrsCreditScore wrote:These are the daily drivers I currently carry with me.
AMEX BCP – 6% groceries other than Walmat; also buy grocery store gift card then use the gift card to pay for their automobile gas
Citi Double Cash – 2% all purchases, use for doctor, prescriptions, insurances, property taxes, et al
SallieMae – 5% Walmart – do most of my grocery shopping at Walmart
Chase AARP – 3% dining
I do not need travel cards.
Hold up...Sallie Mae does 5% at walmart in store? Is it actual cash back or just some sort of college loan money? I have no current use for student loan money.card is no longer offered to new applicants.. so no need to worry about it, but it is a cash back card. don't have to have student loans with SM or Navient
Dang...too good to be true. I'll stick with penfed 3x points at walmart.