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Browse credit cards from a variety of issuers to see if there's a better card for you.
Your bankruptcy should be old enough that it's not as serious of a road block.
What cards do you want?
Have you tried to get a particular card and been declined?
ALOT OF CC BANNED FOR PEOPLE WITH AN BK CITI IS ONE OF THEM
Discover is not BK friendly.
Amex is BK adverse.
Discover IS BK friendly...but it all depends what you have done since the BK...I was able to get a Discover Escape with a $5000.00 Credit Limit after 8 years...But the Business Discover will not approve with a BK...AMEX Will approve as well...as long as you did not include them in a BK...you may have to wait in till the 8 year mark
@sandman2435 wrote:
Discover IS BK friendly...but it all depends what you have done since the BK...I was able to get a Discover Escape with a $5000.00 Credit Limit after 8 years...But the Business Discover will not approve with a BK...AMEX Will approve as well...as long as you did not include them in a BK...you may have to wait in till the 8 year mark
In this forum, when we say BK friendly, we mean likely to approve an applicant with a BK on their credit reports. Amex and Discover are not likely to approve an applicant with a BK on their credit reports.
I have a BK on my credit report. I was approved for a Discover More in 9/11 and I included Discover in my BK. I was as surprised as anyone could be that they approved me! I was at the 8 year mark when I was approved. I do not know what all were the determining factors that worked out in my favor - but I certainly am a proud Discover Card carrier once again.
@fused wrote:
@sandman2435 wrote:
Discover IS BK friendly...but it all depends what you have done since the BK...I was able to get a Discover Escape with a $5000.00 Credit Limit after 8 years...But the Business Discover will not approve with a BK...AMEX Will approve as well...as long as you did not include them in a BK...you may have to wait in till the 8 year mark
In this forum, when we say BK friendly, we mean likely to approve an applicant with a BK on their credit reports. Amex and Discover are not likely to approve an applicant with a BK on their credit reports.