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What companies combine card limits?

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Epic Contributor

Re: What companies combine card limits?


@Saeren wrote:
Doesn’t Disco require the receiving card to be eligible for a CLI or is that just for a partial reallocation?



I believe that is Exactly what the Rep told me on the phone today, I want to transfer at least 12K from Chrome

to the $8200 it, so when i do a balance transfer, Utilization will Be kept low. Thus keeping my CRA Scores afloat.

so it sounds like 90 days from Disco it to be open, to then be eligible for CLI then reallocate.

popcorn eating emoticon.gif

Message 11 of 16
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Valued Contributor

Re: What companies combine card limits?

Barclay was easy for me. They suggested I do so when I closed the now gone Sallie Mae. Chase was also very easy. Never tried anywhere else..

 

Amex Green • Amex BCP • Amex HH (Aspire®) • Barclay Rewards • Chase World of Hyatt • Chase FU • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $109,330 • Car Loan (PENFED) 1.99% PAID

FICO® 8 Scores 805-812 FICO® 9 Equifax 822
Message 12 of 16
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New Contributor

Re: What companies combine card limits?

I recently did this via online chat with Amex. Took maybe 5 minutes for CSR to confirm and my accounts reflected it the next day (may have been faster than that, but I didn't check). One card had been open for less than a week... I hadn't even received the card yet.





Message 13 of 16
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Epic Contributor

Re: What companies combine card limits?


@SenorRB wrote:

I recently did this via online chat with Amex. Took maybe 5 minutes for CSR to confirm and my accounts reflected it the next day (may have been faster than that, but I didn't check). One card had been open for less than a week... I hadn't even received the card yet.


(Amex) In My Experience, it takes effect before they hang up. as long as it is approved.

done it a few times.

 

(Chase) Always a simple process.

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Message 14 of 16
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Moderator

Re: What companies combine card limits?

FNBO will reallocate limits
Message 15 of 16
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Frequent Contributor

Re: What companies combine card limits?

good to know i plan on getting a card with them but only offer 1 cc too anyone in my footprint area 



Message 16 of 16
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