I have a small stack of cards I don't carry-
Amex Gold, Delta, Blue cash, Simply cash - (see my AMEX posts)
Capone personel- Have a small BT on it
Capone Biz- Cl is useless
Kay- like I need the actaul card to use it anyways
Sears- No need to carry this-
Home Depot- was on Zero % until I paid it off- no room in wallet for it
Juniper- APR to high- 1 auto charge and auto payment each month
CCCU- I would close this if it had an AF.
So That leaves my carry cards:
Discover
WAMU X2
AZFCU-
I think that covers all 12 cards.