What credit report does citi pull? - myFICO® Forums - 1531440

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What credit report does citi pull? What score are they looking for?

Message 1 of 7

6 REPLIES 6

They pulled my TU when I applied 2 months back.

Message 2 of 7

Csn be from any

BCP 8k to 24900 5/23/12

Capital One 1.5% MC/HSBC 15kto20k 8/7/13

Chase Ink Plus 30k

Citi Aadvant 35k AU

Fidelity Visa 25k

Firestone 1.8kto2.2kto2.4k 8/23/12

Justice LOC 30k

PenFed Plat Rew 30k

US Bank CASH+ 25k

LIMITS IN CARD DESCRIPTIONS

Message 3 of 7

Any of the three major bureaus as Crashem correctly states; underwriting criteria varies wildly per Citi product. Which one were you looking to apply for?

Message 4 of 7

They almost always pull EX for me, but they did pull TU once for a CLI.

Most people here report that they pull EQ for them, so it varies a lot based on where you live and what you're applying for.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years

Message 5 of 7

EQ here in Florida.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |

Message 6 of 7

EQ and EX for me a few days back here in Fl.

Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!

Message 7 of 7