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I alternate, once it gets to a certain amount it either goes as a statement credit or into a savings account.
Cash back to my checking account. I have no idea why, but I hate statement credit. I think it's because it means in order to get the rewards, I have to keep using the card. Of course, I'm going to anyway, but that annoys me for some reason.
I don't use my AMEX because of this (though I think I've figured out how to do cash back before, but either way, it somehow confuses me so I don't fool with it. I don't care to learn what a MR is. I just want cash). If the Amazon Store Card offered something other than statement credit, I'd have never gotten the Amazon Visa.
Cash back only for me please.