What does it take to get a pre approval from any of the major banks?

[JoshuaHolySpirit]

Not even from First Premier, Credit One, Merrick Bank and the likes???

I doubt that.......

Yeah, then again, you said MAJOR BANKS. That's a toughie.....

[ACsteel]

Enjoy it, trust me once the offers come in, it's the most difficult thing to stop them from coming in, very annoying.

[bigblue7722]

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@takeshi74 wrote:

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bigblue7722 wrote: The only bad thing on my report is student loan late payments from over a year and a half ago.

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That's a big "only".  Derogs are always a major concern.  Get them addressed.  Visit the rebuilding subforum.

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yes but I have gotten approvals from chase, discover, cap one, GE. Why would i get approvals and not pre approvals?

[bigblue7722]

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@JoshuaHolySpirit wrote:

Not even from First Premier, Credit One, Merrick Bank and the likes???

I doubt that.......

Yeah, then again, you said MAJOR BANKS. That's a toughie.....

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I have gotten a couple from first premier, one from merrick, and one from shop hq