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jp_dlp wrote:
I am planning on purchasing a new vehicle but still hesitant as to my score had a hit on my CC apps this past months.. Fico currently around 660-670, no negative or whatsoever, just short history (3yrs), Average account is just 1-2 yrs, oldest account opened 2006, I asked my aunt to add me on her AMEX account opened on 1995 and hopefully I could piggyback on her history, I know Fico '08 is coming up but I know it hasn't started yet..What do you think I can get on this move FICO wise?Currently:5 Credit cards1 Auto loan3 Store Cards1 Gas Card1 Personal LOCUtilization: 30%All these are in good standing, no lates or any negative..Thanks in advance..
jp_dlp wrote:I am planning on purchasing a new vehicle but still hesitant as to my score had a hit on my CC apps this past months.. Fico currently around 660-670, no negative or whatsoever, just short history (3yrs), Average account is just 1-2 yrs, oldest account opened 2006, I asked my aunt to add me on her AMEX account opened on 1995 and hopefully I could piggyback on her history, I know Fico '08 is coming up but I know it hasn't started yet..What do you think I can get on this move FICO wise?Currently:5 Credit cards1 Auto loan3 Store Cards1 Gas Card1 Personal LOCUtilization: 30%All these are in good standing, no lates or any negative..Thanks in advance..