I have excellent news. I've been reading this board for over a year now. I started when I was trying to buy a house in Texas Dec 2006. Anyway, I have the house but I've been trying to join the 700 club this past year. This past week my credit score jumped from 645 to 740 on Equifax. I had an old MC to finally drop off after the 7 year limit.
I got approved for:
$5000 Citibank Platinum MC (pulled Exp)
$5000 Citbank Personal Loan (pulled Exp)
$1400 Citibank Shell gas card increase
$3500 WaMu Plat MC (pulled TU)
$?? Hooters (pulled TU)
$?? HSBC (pulled Exp)