Did my app spree this weekend. Scores didn't drop, actually went up a bit as things updated. Still waiting to see what is up with Transunion score. But here's my status:
WAMU $4,500 CL/0% BT until September, instant approval
Carnival $5,000 CL (rate is a bit high, but not the highest, so yay me!) Instant approval.
Got the dreaded 7-10 day wait message on the following:
Target
Walmart
Chevron
CITI Platinum
Opened my accounts with NASA and have decided to use it as way to save and will apply for LOC to back the checking after a ton of things fall off May 2008.
Goal - keep util below 10%. I expect decline on CITI, but we'll see. It's been just shy of 7 years since BK. Oh! And Carnival is already reporting! Brought my score up a substantial amount because of it!
Not applying for anything else. Want to age whatever I get and improve my average age of accounts.
Starting Score: EQ 622, TU 676, EX 643 (mtg lender pulls) 2/1/12
Current Score: EQ 743, TU 775 (6/18 MyFico), EX 722 (per CITI approval letter 6/29/12 pull)
Goal Score: New goal: 760+ on all 3Take the FICO Fitness Challenge