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I believe I have seen others here note that they paid a balance down and was able to request the bank to manually update their files with an updated balance so I wondered what is it you had to do? Is it just calling a CSR or more involved?
I had a card showing about 45% last month which is now at 1% and would like to get this updated.
Bank in question here is Wells Fargo.
Thanks!
UPDATE: Add Wells Fargo to the 100% "no way jose" early update. They said statement only updates and there are no other options.
It never hurts to ask if a lender will report early. Worst they'll say is no. I don't have experience with Wells Fargo, but I have had USBank, Discover, and Amex all report updated balances upon my request. Chase will automatically report anytime I pay my balance down to $0 which means I often get several notifications a month from monitoring sites.
@Schwartzinator wrote:It never hurts to ask if a lender will report early. Worst they'll say is no. I don't have experience with Wells Fargo, but I have had USBank, Discover, and Amex all report updated balances upon my request. Chase will automatically report anytime I pay my balance down to $0 which means I often get several notifications a month from monitoring sites.
Thank you and I figured that was about all there was to it. I'll ring them later today and if they say no then oh well.