What is the MAX credit limit possible for the CITI Double Cash Card???

[Anonymous]

So again maybe everyone is different but based on this reply email I am maxed out on my Citi Double Cash card at $40,700

I mean the increases have been great and I just got a $15,700 increase today from my previous $25K ... and I started this card exactly 2 years ago at I think like $3,700 (then to $7,500, then to $15,000, then to $25,000).

So overall that is great but I was hoping this card would be going and going as the years progressed. 

I guess I'll see again in another 6 months what they say when I request another increase then. 

Just wanted to share this. 

[csryang]

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@Anonymous wrote:

So again maybe everyone is different but based on this reply email I am maxed out on my Citi Double Cash card at $40,700

I mean the increases have been great and I just got a $15,700 increase today from my previous $25K ... and I started this card exactly 2 years ago at I think like $3,700 (then to $7,500, then to $15,000, then to $25,000).

So overall that is great but I was hoping this card would be going and going as the years progressed. 

I guess I'll see again in another 6 months what they say when I request another increase then. 

Just wanted to share this. 

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I think it has something to do with your income and usage of the card as well... Do you mind sharing your estimated yearly income and monthly charge on Citi double cash?

[longtimelurker]

A while back, someone posted with about $150K+ limit on a normal Citi card (not the DC but I doubt that matters), so it certainly sounds like either there is no limit (based on income) or a very high one).

[AverageJoesCredit]

Was a poster that said they had a 100k limit on the DC.

[Anonymous]

Ha!  Apparently for me the max is $500!!  

[AverageJoesCredit]

$500 more than Superman carries

[JaeJae12]

it can be any amount they want to give you 😝

[Credit-hoarder]

Do you think the same maximum for Double Cash (whatever it may be) would apply for Diamond Preferred (the card I have) also?

[AverageJoesCredit]

Id imagine so long as your income supports it and you really use the card alot Citi will give you what you need.

[Anonymous]

The product itself does not have a max. Ive had several clients with 250k+ limits. However depending on where you fall on the credit rack they will cap out based on % of income. There are several credit tiers and income ranges and each has its own max line assignment. Ie: someone with an income of 30k with a 780 Fico will get a lower % of there income as a credit line than someone with a $150k income with a 780 Fico.