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What is the best No Annual Fee card?

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CreditScholar
Valued Contributor

Re: What is the best No Annual Fee card?


@Dustink wrote:

@flowfaster wrote:

@Omaplatypus wrote:

+1 for Chase Freedom and I'll add Chase Sapphire non-preferred.


I am not trying to disrespect but I fail to see how the regular Saphire card could be considerd the "best NO AF card".  Freedom maybe but the regular Saphire is just a 1% card right?


The sapphire offers double points on dining and a 10,000 point sign up bonus.

 


If dining is what you're after just get a Citi Forward. That offers 5% on dining and entertainment like movies. Unless someone wants access to the UR mall, I fail to see any value in the normal sapphire whatsoever. There are way better options out there.
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Message 91 of 95
Dustink
Valued Contributor

Re: What is the best No Annual Fee card?


@CreditScholar wrote:

@Dustink wrote:

@flowfaster wrote:

@Omaplatypus wrote:

+1 for Chase Freedom and I'll add Chase Sapphire non-preferred.


I am not trying to disrespect but I fail to see how the regular Saphire card could be considerd the "best NO AF card".  Freedom maybe but the regular Saphire is just a 1% card right?


The sapphire offers double points on dining and a 10,000 point sign up bonus.

 


If dining is what you're after just get a Citi Forward. That offers 5% on dining and entertainment like movies. Unless someone wants access to the UR mall, I fail to see any value in the normal sapphire whatsoever. There are way better options out there.

I am not after anything in particular. I spend a fair amount of money in all categories. I was just pointing out the benefits of that card.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 92 of 95
Dustink
Valued Contributor

Re: What is the best No Annual Fee card?


@Dustink wrote:

@CreditScholar wrote:

@Dustink wrote:

@flowfaster wrote:

@Omaplatypus wrote:

+1 for Chase Freedom and I'll add Chase Sapphire non-preferred.


I am not trying to disrespect but I fail to see how the regular Saphire card could be considerd the "best NO AF card".  Freedom maybe but the regular Saphire is just a 1% card right?


The sapphire offers double points on dining and a 10,000 point sign up bonus.

 


If dining is what you're after just get a Citi Forward. That offers 5% on dining and entertainment like movies. Unless someone wants access to the UR mall, I fail to see any value in the normal sapphire whatsoever. There are way better options out there.

I am not after anything in particular. I spend a fair amount of money in all categories. I was just pointing out the benefits of that card.

 


But yes I agree...Better cards out there.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 93 of 95
xboxrunner
Regular Contributor

Re: What is the best No Annual Fee card?


@Dustink wrote:

@xboxrunner wrote:

I didn't scan through all the pages, but here are a few good no fee cards that I use.

 

American Express Blue Cash Everyday- 3% Groceries, 2% Gas, 1% Everything else.

Chase Freedom- 5% on quarterly rotating categories like Gas, Retail Stores, Travel. and 1% on everything else.

Citi Dividend- Basically same as the Chase Freedom.

 

 


Chase freedom has been mentioned. I apped for it and was approved for a $5k limit. Also got the AMEX HHonors card.

 

I am looking into apping for citi on my next spree. It looks like that dividend card converts to a world elite MC. Have you called to see if you can get yours upgraded, free lounge access!!!

 


Im thinking about trying again, I did once, but the lady didnt even know what a WE MC was. lol.  Wouldn't mind the shiny MC logo--looks fancy.
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Message 94 of 95
nenuco
Frequent Contributor

Re: What is the best No Annual Fee card?


@xboxrunner wrote:

@Dustink wrote:

@xboxrunner wrote:

I didn't scan through all the pages, but here are a few good no fee cards that I use.

 

American Express Blue Cash Everyday- 3% Groceries, 2% Gas, 1% Everything else.

Chase Freedom- 5% on quarterly rotating categories like Gas, Retail Stores, Travel. and 1% on everything else.

Citi Dividend- Basically same as the Chase Freedom.

 

 


Chase freedom has been mentioned. I apped for it and was approved for a $5k limit. Also got the AMEX HHonors card.

 

I am looking into apping for citi on my next spree. It looks like that dividend card converts to a world elite MC. Have you called to see if you can get yours upgraded, free lounge access!!!

 


Im thinking about trying again, I did once, but the lady didnt even know what a WE MC was. lol.  Wouldn't mind the shiny MC logo--looks fancy.

I wonder what that looks like. I want to do the same, but had the same issue Smiley Sad

 

Full on Garden Mode (•‿•)
Message 95 of 95
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