Have you ever thought about getting the reserve card? I think your spending and use of the benefits might warrant the annual fee.
I considered it, but I don't stay in Hiltons often enough for the slight increase in rewards to justify the fee. It's really not much of a bump up IMO. to really get any value out of the Reserve card, you need to basically live in Hilton hotels.
I think if you put over $2k per month on the card in general purchases, it would justify the cost difference.
Not to mention....the card looks better
Chase Freedom is definitely a strong contender in terms of all around use, especially with a Chase banking account.
Citi Dividend World Elite Mastercard
The Freedom is definitely a great card. Although, the rotating categories (like the current one) can be useless.
The BCE is a good no AF card, the 3% CB on groceries year round is good for when you cannot get 5% from other cards.
Definetly chase freedom or discover more.
Leaning towards discover though, with no foreign fees and bonus days (like today!)