What is the best Visa and best Mastercard

[Anonymous]

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fail2deliver wrote:
I don't need another checking acct, just the card

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You have to become a member whether through a regularshare account.... Same rules apply.  They do pull for the savings account.

Message Edited by Brammy on 12-15-2007 08:36 PM

Message Edited by Brammy on 12-15-2007 08:36 PM

[Anonymous]

So basically if I want the card, and just the card, I have to open a regularshare savings account w/ them (this is for penfed) and deposit 5 bucks.

Would they hit me w/ service fees, or frown upon accounts opened purely to get the card? (And would this go for all credit unions)

[Anonymous]

Wait.. I just checked, you can only join if you work for certain organizations.

[Anonymous]

usually no fees to maintain a share account and you can join through joining an association. brammy can give you the one for penfed. justice you can get in by joining the national sheriff's association.

[Anonymous]

Sorry, military affiliation here.. Should be on the site tho.

[Anonymous]

Oh here it is

The National Military Family Association (NMFA) is a leading non-profit advocacy organization for military families.

[Anonymous]

Dont think there are any fees onthe share account

[Anonymous]

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fail2deliver wrote:
So basically if I want the card, and just the card, I have to open a regularshare savings account w/ them (this is for penfed) and deposit 5 bucks.

Would they hit me w/ service fees, or frown upon accounts opened purely to get the card? (And would this go for all credit unions)

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I serioously doubt they would hit you with fees just because the only thing you have is a savings account.  If the credit card is all you are interested in why would you app anything else.  But in order to take advantage of the products, you have to own a share f the credit union.  Think this is standard for all credit unions.

[Anonymous]

Lol, never thought there'd be so many things involved in getting a credit card

Well, that's good to know if I do end up picking a credit union card, thanks for the info

[Red1Blue]

Does penfed do a hard when we open the savings account? Another credit union when I joined they did a hard just to open the savings account.