cancel
Showing results for 
Search instead for 
Did you mean: 

What is the biggest limit you have closed?

tag
FlaDude
Valued Contributor

Re: What is the biggest limit you have closed?

The accounts I've closed or tried to were with issuers where I had other cards so I move most of the CL to other cards before I close them.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)
Message 21 of 31
NoMoreE46
Community Leader
Senior Contributor

Re: What is the biggest limit you have closed?

I have closed  a $6500 Chase, $10000 Amazon Store card and a NPSL Platinum Amex Business.

 

 

Message 22 of 31
wingennis
Valued Contributor

Re: What is the biggest limit you have closed?

30k Venture X

Message 23 of 31
Snook_on_the_Line
Frequent Contributor

Re: What is the biggest limit you have closed?

$1000.  
 It was a fee harvester.   

Starting Score:FICO8s 505ex, 508 eq&tu
Current Score:FICO8s 775ex,775tu,686eq
Goal Score: 800+


Take the myFICO Fitness Challenge

Started Rebuilding Dec 2021

Always pif, AZEO, never late
0/24 on inq’s & new accounts
AAoA 2yrs4mo




Formerly known as @44456009a
My FIs. WF & AMEX
Total CL: $45,750
Message 24 of 31
longtimelurker
Epic Contributor

Re: What is the biggest limit you have closed?

I closed a $30K Citi card in the early 2000s (and son, that was real money then, you could buy a house for that.  Well, in certain places)

And Amex helpfully closed a $50K card

Message 25 of 31
MySunrise271
Established Contributor

Re: What is the biggest limit you have closed?

Message 26 of 31
reluctantgarden
Frequent Contributor

Re: What is the biggest limit you have closed?

Last fall Synchrony apparently had to make quarterly numbers so they simultaneously canned $74k across four tradelines, including a $35k Lowe's that had been open a whopping five days. I've only closed two cards myself--Amex Amazon Biz and Chase Disney Visa--but reallocated as much as possible beforehand.

Message 27 of 31
Spotsy
Frequent Contributor

Re: What is the biggest limit you have closed?

Barclays "Luxury Card"...50k....what a joke of a card for that annual fee.  Too many better options out there.

 

P.S.  The largest transaction I could do at a time was 10k....the CSR said to do multiple transactions...WTH ....

FICO 8: TU:816 / EQ:824 / EX:816 as of 6/1/2024
Message 28 of 31
Credit4Growth
Senior Contributor

Re: What is the biggest limit you have closed?


@Spotsy wrote:

Barclays "Luxury Card"...50k....what a joke of a card for that annual fee.  Too many better options out there.

 

P.S.  The largest transaction I could do at a time was 10k....the CSR said to do multiple transactions...WTH ....


"WTH"... 🤣 😂 

this is exactly what I was thinking. 

 

 

A Chase card with a $9.6K limit... this was before I discovered they may allow a transfer of a portions of one's credit limits from one card to another.     🤷 😅 

 

 

Message 29 of 31
odd_dog
Valued Contributor

Re: What is the biggest limit you have closed?

40K.....BMO Diners Club.....they pissed me off.....

Message 30 of 31
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.