What is the easiest Amex card to get?

[reckedhim]

And what kind of score do you need to get it? My EQ score is currently 682.

[dodfire]

Charge Card - Green

Revolving - Delta

I got both of mine with scores of mid 600's

YMMV

[reckedhim]

This may sound stupid but what's the difference between a revolving and charge card?

[dodfire]

Charge Cards must be paid in full each month.

Revolving Cards you can carry a balance.

[lg8302ch]

charge = PIF every month, revolving = you can carry a balance if you want
good luck for your app!

edit: again dodfire had faster fingers for typing...ha ha

[reckedhim]

Ah right, that makes sense. I'm nervous about applying. I just got discover IT and cap 1 cash rewards last week. Maybe I should garden for a bit. It's so tempting though.

[dodfire]

How many recent inquiries do you have? Just those 2 ?

[reckedhim]

I have 4 but one is falling off next month.

[dodfire]

Thats not bad...with your score and inquiries I would say you have a good chance...but it all depends on the rest of your report.

What baddies you have and how recent those might be.

As for me, when I applied I had about 6 inquiries, score about 650, most recent late was 2 years.

Forclosure 4 years old.

No Collections or Charge offs.

I got approved for both cards within minutes of each other.

* this is just my story, what works for one doesn't work for all. 

[reckedhim]

I have a small collection account which is being removed. My last late was about 3.5 years ago. I'll mull it over...