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So as the title says what is the longest you've gone without receiving a cli from discover? Does not matter if it's customer initiated or an auto increase. Longest period between increases. I used to be on the three month train but that stopped and tomorrow it will be 6 months since my last increase. No late payments and always pay more than the minimum. What gives? I was hoping on transferring my Amex balance to it since I can get 4.99 for 18 months instead of the 24.24 from American Express. My 0 apr is about to end in april so that is why I want to transfer it now. Wonder if I will be receiving an increase tomorrow or not.
It was 6 months for me. It was also after being on the 90 day cli train. After that 6 month mark I was able to get back on the 90 day train.
Interesting, hopefully I that will happen to me as well. I have had the card open for a year and 4 months now. What do you think about me transferring my balace over?
@wasCB14wrote:
I might "win" on a technicality, as joint accounts require both holders to call in and give updated info on many financial details.
One CLI since getting the card four years ago. Don't recall exactly when it was, but it has to be at least two years.
Yeah you win by far! lol was it a big increase at least?
5 or 6 years. But my uti was like 100+% for a few years straight.
As soon as I paid down bellow 48.9% they doubled my limit automatically.
@Kreewrote:5 or 6 years. But my uti was like 100+% for a few years straight.
As soon as I paid down bellow 48.9% they doubled my limit automatically.
Oh okay, my utilization has been pretty high recently however I got it down to 35% now.
I went from 6/16/2017 to 3/3/2018 before getting a CLI. That's about 8 and half months.
@Np1791wrote:So as the title says what is the longest you've gone without receiving a cli from discover? Does not matter if it's customer initiated or an auto increase. Longest period between increases. I used to be on the three month train but that stopped and tomorrow it will be 6 months since my last increase.
I went 25 years: 1989 to 2014 Then I started asking. Ask and you shall receive - then ask again and receive more.