Re: What is the most effective strategy to grow a ... - Page 2 - myFICO® Forums

MrsCHX · ‎01-25-2017

I thought Synchrony likes to see TU go above 680 before the big CLIs start?

OP I will tell you I was told to call Credit Solutions! Try chat!!! Hit the button!!! I kept requesting and requesting and requesting and was told no. no. no. NO!

In November (9 statements) I got a $200 auto CLI on Amazon (from $700 to $900).

In October (8 statements) I got a $250 auto CLI on Walmart (from $150 to $400).

I expect my TU to go above 680 by end of February/beginning of March will also be 4+ months after the auto CLIs (which I've read that 4 months between CLIs is common for Synchrony). I will call Credit Solutions when my official FICOs (not CK) show 680+!

Good luck to you!

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500

Anonymous · ‎01-25-2017

I'm sure that big CLIs can "start" at 680 or a lower score than the 720 I suggested... I was just indicating that once one achieves a 720+ the sky is the limit more or less with synchrony. As with everything, there will be outliers on both ends.

Anonymous · ‎01-26-2017

So I'm getting that the general consensus is that I shouldn't even think about growing this one until TU is at 680, and then it should grow like crazy with a little push in the form of me calling Credit Solutions.

Cool, thanks everyone!

oldman425 · ‎01-26-2017

I grew my Walmart card from $1200 to $5,000 in less then a month by hitting the love button. But with my JC Penny and Amazon, I have not been able to get any CLIs. Maybe I'm maxed, maybe it's the 5 cards I picked up in December or maybe my BK which should drop by May. Either way I'm done raising the WalMart card because what I have is fine, the JC Penny card I don't plan on asking for more. It's the Amazon card that I want to grow. So once my BK falls off, I'll try again depending on what my scores do.