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What is the most effective strategy to grow a Synchrony card?

MrsCHX
Valued Contributor

Re: What is the most effective strategy to grow a Synchrony card?

I thought Synchrony likes to see TU go above 680 before the big CLIs start?

 

OP I will tell you I was told to call Credit Solutions! Try chat!!! Hit the button!!! Smiley Happy  I kept requesting and requesting and requesting and was told no. no. no. NO! Smiley Very Happy

 

In November (9 statements) I got a $200 auto CLI on Amazon (from $700 to $900).

In October (8 statements) I got a $250 auto CLI on Walmart (from $150 to $400). 

 

I expect my TU to go above 680 by end of February/beginning of March will also be 4+ months after the auto CLIs (which I've read that 4 months between CLIs is common for Synchrony). I will call Credit Solutions when my official FICOs (not CK) show 680+!

 

Good luck to you!

 

11/2017: EX 704 | TU 720 | EQ 672 -- Starting (2/2016): 630 | 620 | 580 -- INQs: 17 | 26 | 28 (last 6 months: 5 | 2 | 6)
AMEX Delta: $10k, Marvel: $8k, Discover IT: $7.2k, AMEX BCE: $6k, Target MC: $5k, PayPal 2%: $8k, CO QS: $2.6k, Merrick: $1.6k, Barclay's NFL Rewards: $1k, CO BuyPower: $500. And a mix of well-loved store cards.
Message 11 of 14
BrutalBodyShots
Super Contributor

Re: What is the most effective strategy to grow a Synchrony card?

I'm sure that big CLIs can "start" at 680 or a lower score than the 720 I suggested... I was just indicating that once one achieves a 720+ the sky is the limit more or less with synchrony. As with everything, there will be outliers on both ends.
Message 12 of 14
TygerHawke
Established Contributor

Re: What is the most effective strategy to grow a Synchrony card?

So I'm getting that the general consensus is that I shouldn't even think about growing this one until TU is at 680, and then it should grow like crazy with a little push in the form of me calling Credit Solutions.

 

Cool, thanks everyone!

Message 13 of 14
oldman425
Frequent Contributor

Re: What is the most effective strategy to grow a Synchrony card?

I grew my Walmart card from $1200 to $5,000 in less then a month by hitting the love button.  But with my JC Penny and Amazon, I have not been able to get any CLIs.  Maybe I'm maxed, maybe it's the 5 cards I picked up in December or maybe my BK which should drop by May.  Either way I'm done raising the WalMart card because what I have is fine, the JC Penny card I don't plan on asking for more.  It's the Amazon card that I want to grow.  So once my BK falls off, I'll try again depending on what my scores do.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 14 of 14
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