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I never had a miss payment on anything but like I said I have been denied. So your facts are a bit wrong.
I do agree credit companies do give these college students cards only because they know most will probably run it up and have high balance, great for interest. I don't understand why but I guess these credit card companies get them with on high interest rates.To me it makes no sense. Then again they could still have good credit. But like I said I have many cards I for reason they want my credit score higher. When my utl cli is less than 20% I'm in the 750. I would probably be in the 800s if I kept it around 5%. I am female and love to shop so who knows....lol. I still think they are great cards though.
Any lender whose card that will give me a $25,000+ credit line.
+25,000!!!
@tpmlls wrote:+25,000!!!
I don't know if I'd call them 'trophy' cards, but pretty much any card that allows me to sit at the front of the plane, is a card that I want to have (right now, that is primarily CSP, Delta AMEX Plat, and AMEX PRG...if the sign up bonus goes on on the Freedom, I will add that as well).
For me it was Amex BCP. Now that I've got it I'm moving to low interest cards I have my eye on DCU and Barclay Ring, possibly Citi Simplicity as I have no Citi cards either. I have a ton of rewards cards but no low interest cards so that's my next project.
Amex BCP
Amex Starwood
Chase Sapphire
Chase Freedom
Chase Ink
Chase Mileage Plus/Club
US Bank Flexperks
US Bank Cash+
Citi Forward
I think these are far the best in their class, I don't understand how ANYONE can even like Delta Skypesos -_-; 65k points to Asia vs 290k points ? =\ both economy you can fly 140k First Class savers round trip on United. For Domestic Southwest usually wins big.
I'm actually surprised by the cards I have been getting with my lack of income and history.
My goal:
Any Amex
BCE
Freedom
Discover it
So far:
Amex Green
BCE
Discover it
For some reason, chase keeps rejecting me.
I have several cards I'm hoping to get in the near future, but as far as a "trophy card" goes, CSP. Hopefully I can get it within the year. After that, I won't be apping for a while.
I just want a metal credit card.