@Fico2Go wrote:
@lg8302ch wrote:I did a spree 1 x and ended up with 22.99% APR from Chase (a souvenir to keep for life as they will not adjust in the near future)...will not spree again. My best results are if I simply wait and add 1 card every 6 months or if for sure not the same bureau is pulled I will add 2 cards at the time. Goal is not only acceptance but best terms or close to best terms
If you have a favorite goto card then the 22.99% could be used to help UTIL. So it's somewhat useful.
Yep... it is kind of a cool figure and will remind me of my spree...lol.. in the meantime I kind of love that number and for a PIF strategy I could't care less about APR. At the beginning it made me feel horrible to get the worst terms but in the meantime it makes me smile 
--just gotta love Chase for doube pulls and horrible APR
@lg8302ch wrote:I did a spree 1 x and ended up with 22.99% APR from Chase (a souvenir to keep for life as they will not adjust in the near future)...will not spree again. My best results are if I simply wait and add 1 card every 6 months or if for sure not the same bureau is pulled I will add 2 cards at the time. Goal is not only acceptance but best terms or close to best terms
I've generally exempted Chase because I'm superstitious paranoid. Strangely enough, my souvenir from Chase was a 13.99% APR.
@lg8302ch wrote:
@Fico2Go wrote:
@lg8302ch wrote:I did a spree 1 x and ended up with 22.99% APR from Chase (a souvenir to keep for life as they will not adjust in the near future)...will not spree again. My best results are if I simply wait and add 1 card every 6 months or if for sure not the same bureau is pulled I will add 2 cards at the time. Goal is not only acceptance but best terms or close to best terms
If you have a favorite goto card then the 22.99% could be used to help UTIL. So it's somewhat useful.
Yep... it is kind of a cool figure and will remind me of my spree...lol.. in the meantime I kind of love that number and for a PIF strategy I could't care less about APR. At the beginning it made me feel horrible to get the worst terms but in the meantime it makes me smile
I'll take a 50% APR with high CL anytime. I'm happy to PIF for a pair of socks every few months.
@Imperfectfuture wrote:
@B335is wrote:
@FinStar wrote:
@B335is wrote:I go until I'm denied.
LOL... are you ever concerned with increasing overall approval of available TLs >$50K in one shot and any of your current lenders taking AA on your current accounts? (i.e. they perform standard/monthly AR and see that you've increased the # of TLs by two-fold and high CLs).
The cards I use for bonus rewards generally don't stay open for long, particularly Citi HHonors cards. Churn & burn!
Word has it on the street (or web), that they be cracking down on the burn and churn. Just sayin'.
Haven't head about this. Did something happen since they made their changes over a year ago?
;
4 new tradelines on average.
12/11
1/14
5/15
Were the dates of my 3 sprees.
