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What is your expereince with Walmart Discover CLI's? Yesterday, I got it approved with a CL of $1100.
Discover is always pretty conservative with CLIs...I've never gotten an increase of more than 10-20% (~$1k).
@scientifics wrote:Discover is always pretty conservative with CLIs...I've never gotten an increase of more than 10-20% (~$1k).
Was it every 4 months like other GEMB Cards?
Discover gave me an auto CLI after about 6 months of a few hundred dollars. My only other CLI was when I called and asked and took a hard pull.
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Along the lines of the post, I have a question:
I am planning to ask for a credit increase at about the 6 month point (March '12). The original CL they instantly approved me for when I applied online was $1300. This seemed rather anemic given my other CL's and my scores.
If I called and talked to a CSR would I be more likely to get a higher CLI? I'd like to see 4 or 5K CL. It probably wouldn't affect me much if it was a HP at that point.
Think they'll go for it, or would I be wasting an INQ?
Thanks,
[edited to actually use a question mark for my question]
This thread was started for the "Walmart Discover" which is a GE card, and it appears 1 or 2 posters have been referring to a real discover card.
As far as the GE Walmart Discover it's going to be similar to other GE cards, CLI every 4 months, it seems to be random who gets the $125 CLI and who gets the $3k CLI but I think Walmart/Sams are a little bit better usually regarding CLI.