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What major lender will approve a secured credit card with out a job ?

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ShiningDown
Frequent Contributor

What major lender will approve a secured credit card with out a job ?

City,  Discover, BOA , US BANK.  I'm  not interested in cards that do not up-grade to unsecured cards  , Any advice on this will be great, thanks.

Message 1 of 21
20 REPLIES 20
Wolf3
Senior Contributor

Re: What major lender will approve a secured credit card with out a job ?


@cats63 wrote:

City,  Discover, BOA , US BANK.  I'm  not interested in cards that do not up-grade to unsecured cards  , Any advice on this will be great, thanks.


What are you going to do with it?   Do you have other source of income to pay it each month?

Message 2 of 21
ShiningDown
Frequent Contributor

Re: What major lender will approve a secured credit card with out a job ?

It is for my son just to get a head start on hi credit . Today is his 21 st birthday.

Message 3 of 21
-Cain-
Valued Contributor

Re: What major lender will approve a secured credit card with out a job ?

Who does not have a job? You? Your son?
Message 4 of 21
Wolf3
Senior Contributor

Re: What major lender will approve a secured credit card with out a job ?

US Bank allows joint accounts, that might an option for you and your son. .

Message 5 of 21
-Cain-
Valued Contributor

Re: What major lender will approve a secured credit card with out a job ?

Yeah, that's what I was thinking, or an AU account if OP has credit already.
Message 6 of 21
Wolf3
Senior Contributor

Re: What major lender will approve a secured credit card with out a job ?

No one has actually answered the question.     I don't know, but my guess would be no.   You might just call them and ask them.     BofA website has online chat.  sometimes helpful, sometime not.

Message 7 of 21
ShiningDown
Frequent Contributor

Re: What major lender will approve a secured credit card with out a job ?

Son

Message 8 of 21
-Cain-
Valued Contributor

Re: What major lender will approve a secured credit card with out a job ?

I agree with Wolf3 about contacting them, it can't hurt.

I've read about some college students getting credit without having jobs, don't recall if they listed grants or so as income, so it may be possible.
Message 9 of 21
RussianPassion
Regular Contributor

Re: What major lender will approve a secured credit card with out a job ?

Just put self-employed, sales. Done deal.

Message 10 of 21
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