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Hi, I plan to do my first app o rama soon. These are the cards I'm applying for. Discover IT, Barclays Arrival, Saphire Preferred, Us bank cash+, Charles schwab checking account ( heard it requires a hard pull.. ) , and a bluebird card. What is the best order to apply for these cards ? In terms of which ones are harder to be approved for ? etc.. Is it too much for the first app o rama, will it hurt my credit score too much? I recently had one hard pull on Equifax last week for cli .
My equifax score is 780, AAoA is 3 years, utilization is 7% .
@anonymous4a wrote:Hi, I plan to do my first app o rama soon. These are the cards I'm applying for. Discover IT, Barclays Arrival, Saphire Preferred, Us bank cash+, Charles schwab checking account ( heard it requires a hard pull.. ) , and a bluebird card. What is the best order to apply for these cards ? In terms of which ones are harder to be approved for ? etc.. Is it too much for the first app o rama, will it hurt my credit score too much? I recently had one hard pull on Equifax last week for cli .
My equifax score is 780, AAoA is 3 years, utilization is 7% .
IMO
Saphire
US bank
Discover
Barclay
Checking account
Isn't barclay arrival supposedly very hard to get ?
Barclay is usually inquiry sensitive isnt it? i would put that higher on the list because of that. I would just apply for everything at the same time if you really want all of them right now.
@anonymous4a wrote:Isn't barclay arrival supposedly very hard to get ?
No, nothing special.
OP mentioned the Bluebird, this doesn't need a credit check at all, as it is a reloadable prepaid card.