What's so great about Capital One?

[AverageJoesCredit]

With the upcoming transition of my Wally cards to Cap One, making them my first ever C1 cards, being off today and bored, got me wondering this. Its only fair guys and you knew it was coming😄

[redpat]

Hey Joe!!!!!

How about, "What is so freaking great about credit card companies"

Watch out Fin is watching.......Maybe heading to the SmorgasBoard.......

[Anonymous]

It's in people's wallets, per Jennifer Garner. 

[M_Smart007]

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@AverageJoesCredit wrote:
With the upcoming transition of my Wally cards to Cap One, making them my first ever C1 cards, being off today and bored, got me wondering this. Its only fair guys and you knew it was coming😄

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 Edited my original post (this one) .. I feel it is not "FSR"

[Remedios]

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@Anonymous wrote:

It's in people's wallets, per Jennifer Garner. 

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Well, she married Ben

Do you trust her judgement? 

[Remedios]

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@redpat wrote:

Hey Joe!!!!!

How about, "What is so freaking great about credit card companies"

Watch out Fin is watching.......Maybe heading to the SmorgasBoard.......

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Hey, you're supposed to put ******* SPOILER ALERT *******

[AverageJoesCredit]

Lol @redpat Nah this is legitimate thread. Anybody wanting to know both sides csn now find it here. For Credit One's sake, the Amex thread hss been going on for like 10 years Plus, so long as i dont drop mystery approvsls anymore, i should be ok😯

I really am curious on the transitions affect for me though. For some odd lame brain reason i dont understand, being in PR, we cant apply for Cap One cards but they have to let those here apply for Wally now. I guess it is retail so maybe norhing would change but would be nice to be able to invest in 3 hard pulls and complain officially

[Anonymous]

I don’t have much negative to say about Capital One personally. They were the first to take a chance on me, they have been generous with me, I like how easy rewards are to redeem with their cards, customer service has always been good to me even when I had to file disputes, and they’re reliable. I always know if I use my Capital One card, my charges will go through no problem and they don’t get upset with high balances or minimum payments in my experience.

Capital One and NFCU are the two lenders I feel would be least likely to slash my limits if I actually have a situation that causes me to put them to use as the cherry on top. 

Things I am not as fond of are the 3B pull for approval and the high interest rates that are stuck there for the life of the account but Chase and USAA do the same thing with APRs and without that 3B pull, I highly doubt I would have gotten a $10K SavorOne in June. They are known to be stingy with CLIs for many but that isn’t my experience either. 

[AverageJoesCredit]

If this thread gets moved to smorgasboard, it just proves Credit One is the true Credit card of the masses!

[M_Smart007]

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@redpat wrote:

Hey Joe!!!!!

How about, "What is so freaking great about credit card companies"

Watch out Fin is watching.......Maybe heading to the SmorgasBoard.......

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woops, wish I woulda seen that .. FSR, I am guilty