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What's the Difference?

Regular Contributor

What's the Difference?

I'm hoping some of you credit pros can answer what might be a stupid question...  I recently received a number of pre-approvals from PenFed.  Included was a personal loan for $25K and a personal line of credit for $25K.  There were offers for boat loans, car loans, trailer loans but no offer for an increase to my Visa.  Is the personal line of credit the same as my Visa?



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