What’s the highest limit those low capital one cards can go to?

[purebulldogs]

Got a letter on a card I thought I had closed a year ago. Basically they said they would close it if I don't use it. 

It's a 700 limit. Curious what those cards can go up to? 

I already have a better capital one card but I'm thinking I'll keep it now and use it for certain stuff 

[Brian_Earl_Spilner]

For a bucketed card, if you put heavy use, I've seen them get into the 3xxx range. But that was before the pandemic. Haven't seen many CLIs on them since and usually only for 100 or so.

[purebulldogs]

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@Brian_Earl_Spilner wrote:

For a bucketed card, if you put heavy use, I've seen them get into the 3xxx range. But that was before the pandemic. Haven't seen many CLIs on them since and usually only for 100 or so.

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If I could get it to 2k limit I'd be happy. I'll keep it and use it a lot to see if they will raise it. No annual fee so that helps also. 

overall capital one has been good to me. Only issue with them is some of the cards just don't grow. 

[paulesport]

I had a Capital One Platinum from like 20 years ago. I'm sure the SL was like $1500 or something. I PC'd to Venture in 2019, and started getting Auto CLIs, and now have $8750 CL on this card.

[D10001]

As a first card, with fair scores (621), I got a Capital One Platinum card in March of 2019 with a $2,000.

It's now a Quicksilver with an increase to $5,000 after six months of heavy spending and paying in full.  It increased to $5,500 13 months ago.

Capital One just increased it to $6,100 a moment ago.  Card begins 5178.  Pretty sure this is a bucketed card.  For two years now, Capital One has solicited me for a Savor One.  Not a bad card, but it doesn't add anything to my portfolio.

[purebulldogs]

I may look into doing a product change if they will let me. 

Maybe to the savor one card 

[mgood]

I got a Platinum in Nov 2015 with a $300 SL.

Jun 2017 $400

Feb 2018 $1400

Sep 2018 $2400

Apr 2019 $3400

Nov 2019 $4400

Aug 2020 $4850

Dec 2020 PC to Quicksilver

Jan 2021 $5350

Jan 2022 $5850

@purebulldogs wrote:

I may look into doing a product change if they will let me. 

Maybe to the savor one card 

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Good luck with that. They've been extremely reluctant to PC to a Savor or SavorOne. I've asked several times and others here have also tried.

[Tdatb64]

I opened my Cap1 Platinum last Christmas at $300 SL, PC'd 4 months later to Quicksilver, at 6 months got auto-CLI to $2800 CL (expected one or two hundred, was shocked with $2500).

[ilike2brkcredit]

My first credit card in 2010 with zero history was a Capital One Platinum, followed by the Capital One Journey (translucent card). Both had starting limits of $500, followed by a $250 increase after 6 months. They stayed that way for a very long time and slowly creeped up to $1500 and then to $2250 and $2450. They have both been PC'd to QuickSilver. The $2450 was PC'd a few months ago and that just got a CLI of $250, bringing it up to $2700. Only reason I'm keeping it is to keep my average age up.

[Zoostation1]

Well seeing a $400 limit go to $5850 gives me a bit of hope.  I went with QS1 over Platinum back in Feb due to the cash back despite the annual fee(those were the only 2 unsecured cards I had listed in the pre approvals at the time and I've earned roughly $180 in rewards), but it seems they are a bit stingier with PCs on the QS1 than the Platinum.  I started with a $2000 limit and am coming up on 6 months since opening in roughly 2wks.  I can't get anything to come up via the upgrade links and seems like they just want me to apply for a regular QS via the offers they're giving me in my account and via email.  In a perfect world I'd get to upgrade this one to a regular QS for no AF and then I'd apply for a Savor One separately and be done with any new Cap 1 stuff.  Also hoping since I started at $2000 as my second post BK card (after a Discover Secured that's now a Chrome after being unsecured) I won't get stuck super low.  I don't need this card to get to 10k but 5K would ok for it's purposes.