@Anonymous wrote:I'll add, don't charge a lot on these cards yet. If I were in that boat, I'd put one transaction on each card and let the statement generate and then pay immediately. Slowly increase transactions and always PIF. They'll want to see a change in payment habits. Always paying right after the statement hits shows you are on top of your cards.
@rsmy1234 Thanks for the response. Unfortunately, I'm already going to town. I already met the spend for the SUB on the Freedom, and I'm slightly over half of the $4K spend for the SUB on the CSP. Freedom statement cuts on the 11th and CSP on the 12th and I already pushed a payment for $536 on the Freedom and $1,982 on CSP. As a general rule, I always pay the balance before the statement cuts. I'm not doing anything I wouldn't do on any of my other cards. If they're going to shut me down, they're going to shut me down. I'm not doing anything outside the norm of living and paying my debts before they're due.
Congrats on the new cards.
What bank is your checking account?
What bank is your checking account?
@JSS3 wrote:
@UpInSmoke wrote:
@JSS3 What reason did they give? Six cards is kind of pushing it 😬...Aggressive credit seeking.
Hopefully not too aggressive. We'll see...
Update: so far, so good. First statements cut on 10th (Freedom) and 11th (CSP). Both PIF before statements cut. Met the $500 spend req. for SUB on Freedom before cut date. Just met the $4K spend req. for SUB on CSP. Will PIF again before statement cuts 😊. Keep swiping...
Only time will tell. In your situation I would probably lay off any other apps for six months from the date of your account opening. No reason to get greedy and blow your chance.
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