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What's the limit on your Orchard Bank card?

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Valued Contributor

What's the limit on your Orchard Bank card?

 

Hello...  I just got a CLI on my Orchard Bank card, and it is up to 770.  That is way below my highest limit and I am wondering how much higher I can get them to go.  So, anyone want to tell me their highest Orchard Bank credit card limit?

 

Thanks,

 

Message 1 of 7
6 REPLIES 6
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Frequent Contributor

Re: What's the limit on your Orchard Bank card?

The highest limits on Orchard cards that I have ever heard of never exceed $2k.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 2 of 7
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Valued Contributor

Re: What's the limit on your Orchard Bank card?


@jthedges wrote:

The highest limits on Orchard cards that I have ever heard of never exceed $2k.


Guess I still have a little room to grow...  Ever hear of anyone getting the AF eliminated or a conversion to a better HSBC product?

Message 3 of 7
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Frequent Contributor

Re: What's the limit on your Orchard Bank card?

The AF seems to be different for everyone, sometimes it gets waived for just a year, sometimes they take off half of it, sometimes they tell you they can't because you suck, or whatever reason HSBC seems to want to come up with.

 

As for conversion, I do not think this is possible.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 4 of 7
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Valued Contributor

Re: What's the limit on your Orchard Bank card?


@jthedges wrote:

The AF seems to be different for everyone, sometimes it gets waived for just a year, sometimes they take off half of it, sometimes they tell you they can't because you suck, or whatever reason HSBC seems to want to come up with.

 

As for conversion, I do not think this is possible.


I'm hoping once they sell that the new owners will convert.  I really hate annual fees.

Message 5 of 7
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Frequent Contributor

Re: What's the limit on your Orchard Bank card?

My Orchard Card started at with a 200 CL back in 2006.  Now my CL is 1750 and it's one of my oldest card.

AAoA 6yrs 3mos
Inquries: TU6/EQ7/EX6
Utilization: 7%
Mortgage: 1
Auto Loan: 2
Personal Loan: 1
Derogatory: 0



CREDIT UNION


EX- 585, TU- 583, EQ- 563
CURRENT SCORE UPDATED: 11/2020 - FICO 8
Message 6 of 7
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Valued Contributor

Re: What's the limit on your Orchard Bank card?


@blazerein wrote:

My Orchard Card started at with a 200 CL back in 2006.  Now my CL is 1750 and it's one of my oldest card.


Nice.  I'll keep calling them every 6 months for CLI...

Message 7 of 7
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