cancel
Showing results for 
Search instead for 
Did you mean: 

What's the most apps you've ever done during an App Spree?

tag
Dubious
Frequent Contributor

Re: What's the most apps you've ever done during an App Spree?

Five-- 4 of them over a couple of consecutive days and the 5th a couple of weeks later in the same month. All approved. 

Message 11 of 25
Kutuzov
Frequent Contributor

Re: What's the most apps you've ever done during an App Spree?

Maximun I did was 2 in 1 day. Not really a lot of apps here, got approved for both and canceled my older cc. So happy with those 2.

Gardening since 03/25/2016. Discover FICO 705 (4/21/16).
Discover It 2000, Barclay Ring 7100, Capital One QS 7000, Amazon sc 6000, Chase AARP 2500, Barclay Rewards 500
Message 12 of 25
jeffery581
Established Contributor

Re: What's the most apps you've ever done during an App Spree?

RE: Be sure to try and use multiple browsers at the same time.

 

 

I don't agree with that. Inquiries will show up one right after the other, regardless of how you apply. You can't fool them by trying to be sneaky.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 13 of 25
hutchj
Frequent Contributor

Re: What's the most apps you've ever done during an App Spree?

I've done 4 in one day, all approved, I ended up closing 1 within 2 weeks of having it. Waste of an inq. But you live and you learn.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Message 14 of 25
Kutuzov
Frequent Contributor

Re: What's the most apps you've ever done during an App Spree?

It won't fool them, but it the inq will all age at the same time, so th 1 year mark is a set date not 3-4 different dates.

Gardening since 03/25/2016. Discover FICO 705 (4/21/16).
Discover It 2000, Barclay Ring 7100, Capital One QS 7000, Amazon sc 6000, Chase AARP 2500, Barclay Rewards 500
Message 15 of 25
Open123
Super Contributor

Re: What's the most apps you've ever done during an App Spree?


@Kutuzov wrote:

It won't fool them, but it the inq will all age at the same time, so th 1 year mark is a set date not 3-4 different dates.


Right, and also, with inquiries, there's a diminishing effect on the amount it reduces one's score.  After 3 or 4, there's almost no effect, as opposed to "one" with a clean slate.

 

Much more "bang for the buck" to string along 5+ inquiries in a short time, as opposed to "one" every 6 - 8 months.

Message 16 of 25
KIPPIE12
Established Contributor

Re: What's the most apps you've ever done during an App Spree?

Geez, i must be a lightweight here.  The most i've done at one time is 3, as i was afraid of pushing my luck.  I didn't want to see that dreaded decline message.  Fortunately, they were all approved, but i've been gardening for over 8 mos now, and am preparing for another app spree in the next day or so.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 17 of 25
Open123
Super Contributor

Re: What's the most apps you've ever done during an App Spree?


@KIPPIE12 wrote:

The most i've done at one time is 3, as i was afraid of pushing my luck.  


Anything above 3 or 4 carries with it some "added" risk for AA.  Doesn't mean it'll happen, but unless there's a compelling reason, I'd stick with 3 per quarter, which seems to never elicit AA.

Message 18 of 25
Simply827
Established Contributor

Re: What's the most apps you've ever done during an App Spree?

I just signed up for 5 new accounts over the past 3 days, 4 CC and 1 CU. Three approved so far, CU membership and 1 CC pending. 

 

I don't see myself going on another spree for a very long time. I feel I've obtained a good mix of cards for my needs.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 19 of 25
oscar_actuary
Frequent Contributor

Re: What's the most apps you've ever done during an App Spree?

Only recently from reading here, did I understand any reason to spree.  I just accumulated many of mine this year as I wanted to stop leaving bonus money and cash back on the table

 

7 new cards

Home Refi

Car Refi

 

between March and June of 2013

 

No denials.  But I did have to maintain the same total CL with BofA, and for Walmart Discover, my CL was $800.  That looks funny.  I got the hint.

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 20 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.