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What’s your Chase Sapphire Reserve Credit Limit?

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Anonymous
Not applicable

Re: What’s your Chase Sapphire Reserve Credit Limit?

Just completed a chase reallocation of credit limits. Finally got my CSR to 35k over the phone. This card gets the most usage of all. There was no hard inquiry for doing this. However, I have read that going over 35k is a guaranteed hard inquiry. Will test it once my inquires fall off after latest app spree.
Message 11 of 22
Time2letgo
Regular Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

Started out at $32K just over a year ago, got an auto CLI to $36.5K about 9 months after the account opened.

Work In Progress:
Current Revolving Personal CL: ~$466K


Current Revolving Business CL: ~$107K

Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 12 of 22
Aim_High
Super Contributor

What is your Chase Sapphire RESERVE (CSR) Credit Limit?

I have a $50K Credit Limit on the Chase Sapphire Reserve card and wondered what is the highest limit anyone has on it or the Sapphire Preferred cards?

 

I applied for the card in 2018 and was approved for $35K. 

 

I understand the minimum approval limit for it is $10K since it is a VISA INFINITE card, so $35K seems to be pretty decent.  However, I read that Chase sometimes gives limits of $100K on the Sapphire Preferred or Reserve, so I wonder what is the highest credit line anyone was initially approved for or has now on either one of the Sapphire cards. 

 

Chase allowed me to move some credit from another card, so I was able to increase my line to $50K on the Sapphire Reserve.  They also just approved me for $33K on the Chase Marriott Bonvoy card.   Eventually, I plan to move some of that line over to my CSR card and other Chase cards and then close it after I qualify for the Marriott bonus new cardmember points. 

 

Also, what is your experience with automatic CLI's with Chase? 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 13 of 22
NaaryalHead
Regular Contributor

Re: What is your Chase Sapphire RESERVE (CSR) Credit Limit?

Does chase allow reallocating CL from the Chase Amazon to the CSR?

5k+ CLs: Chase Amazon, Cap1 QS1,
10k+ CLs: BofA Cash Rewards, Amex Cash Magnet, Citi DC, Barclays Uber, Citi Premier, Chase Saphire Preff,Cap1 Savor1



Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 14 of 22
iced
Valued Contributor

Re: What is your Chase Sapphire RESERVE (CSR) Credit Limit?

My CSR limit is $80,000, which is more than adequate for my monthly spend pattern on it.

Message 15 of 22
FinStar
Moderator Emeritus

Re: What is your Chase Sapphire RESERVE (CSR) Credit Limit?


@NaaryalHead wrote:
Does chase allow reallocating CL from the Chase Amazon to the CSR?

Yes

Message 16 of 22
CBartowski
Frequent Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

$28,500 initial

CARDS:
AMEX CS Plat | NSL -- Chase Freedom Flex | $19,000
AMEX Gold | NSL -- Citi Double Cash | $10,000
AMEX HH NAF | $1,000 -- Uber Visa | $5,000
CSR | $29,000 -- USAA Plat | $8,000
USAA AMEX | $23,000 -- MB Boundless | $11,900 -- CFU | $3,600 -- PenFed Pathfinder | $10,000 -- MS Plat | NSL

BANKS:
NFCU | USAA | PenFed | Schwab Bank | First Bank | Chase
Message 17 of 22
Noctilum
Frequent Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

13k was SL, now it's at 28k. Chase randomly increased for whatever reason.
Message 18 of 22
Revelate
Moderator Emeritus

Re: What’s your Chase Sapphire Reserve Credit Limit?

22k initial, combined with 21.5k off an old now closed IHG card for 43.5k.

Think my high balance is only like 7k on the card, limit be more than fine.



        
Message 19 of 22
sjt
Senior Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

I was approved with a SL of $32.7k. I do t know why they didn’t make it $32k or $33k, but I’m not complaining.
American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 20 of 22
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