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What’s your Chase Sapphire Reserve Credit Limit?

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Anonymous
Not applicable

What’s your Chase Sapphire Reserve Credit Limit?

Just combined some chase cards. Got mine to 23k. What’s your CSR credit limit?
Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: What’s your Chase Sapphire Reserve Credit Limit?

11.9k and it's the starting limit, no CLI/merge whatever

Message 2 of 22
Anonymous
Not applicable

Re: What’s your Chase Sapphire Reserve Credit Limit?

$25,200 That was the initial CL. 

Message 3 of 22
Schwartzinator
Frequent Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

A rather low 14k. Though I suppose it's not bad for a college student. 


Message 4 of 22
frank784
Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

$13K SL but might be moving CL shortly and leaving it at 25K 

Message 5 of 22
ibmrad7
Established Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?

26400 initial CL

Message 6 of 22
Anonymous
Not applicable

Re: What’s your Chase Sapphire Reserve Credit Limit?

Mine was approved at $25,000 and merged my CSP line over and now sit at $48,000. Thinking about giving them a call for an increase, not sure what the max is.

Message 7 of 22
Anonymous
Not applicable

Re: What’s your Chase Sapphire Reserve Credit Limit?

Just applied; instant approval for $30k (was hoping for a bit more TBH, but I know that CL is nothing to sneeze at).  

 

FICO8 - 835+

Income  - $150k+

Total CL - $150k+

Util - <5%

 

I have one other account with Chase (Marriott Co-Brand) that was stuck at the initial CL of $9,000 since I opened it in 2013.  Last week they hit me with an auto-CLI to $16,500 so I figured I must have tripped into their good graces somehow.  So, went for the CSR (had been on my wishlist for a while) and it went well. 

 

Now the real question... should I call in an ask for a CLI on my the Chase Marriott card?  Honest question... should I?  Can I even do that so soon after an auto-CLI?  You think it would be a second hard-pull from Chase even though they just did one for the CSR application?

 

(Note: I use that card Chase Marriott for business travel/reimbursement expenses a lot and the utilization on that card would hit 95% from time to time back at the $9,000 limit... and sometimes result in a carried balance depending on when my expenses were submitted/reimbursed.  Getting that limit up to $25k or higher would really help my utilization during those travel-intensive months)

Message 8 of 22
Gregory1776
Valued Contributor

Re: What’s your Chase Sapphire Reserve Credit Limit?


@Anonymouswrote:

Just applied; instant approval for $30k (was hoping for a bit more TBH, but I know that CL is nothing to sneeze at).  

 

FICO8 - 835+

Income  - $150k+

Total CL - $150k+

Util - <5%

 

I have one other account with Chase (Marriott Co-Brand) that was stuck at the initial CL of $9,000 since I opened it in 2013.  Last week they hit me with an auto-CLI to $16,500 so I figured I must have tripped into their good graces somehow.  So, went for the CSR (had been on my wishlist for a while) and it went well. 

 

Now the real question... should I call in an ask for a CLI on my the Chase Marriott card?  Honest question... should I?  Can I even do that so soon after an auto-CLI?  You think it would be a second hard-pull from Chase even though they just did one for the CSR application?

 

(Note: I use that card Chase Marriott for business travel/reimbursement expenses a lot and the utilization on that card would hit 95% from time to time back at the $9,000 limit... and sometimes result in a carried balance depending on when my expenses were submitted/reimbursed.  Getting that limit up to $25k or higher would really help my utilization during those travel-intensive months)


It would be a hard pull for sure. If you go for it, ask for the 🌝! Running 9K and paying it off quick is nothing to sneeze at. 

 

Go for 35K-40K.

Message 9 of 22
Anonymous
Not applicable

Re: What’s your Chase Sapphire Reserve Credit Limit?

Called in about getting a CLI on the Marriott co-branded card.  No-go without another hard pull (not worth it to me to have another so close... I have some real estate transactions on the horizon).  They offered to shift credit lines between the accounts so I may do that.  

Message 10 of 22
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