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What's your NEXT card?

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NRB525
Super Contributor

Re: What's your NEXT card?


@Anonymous wrote:

from my list u can see I haven't opened any cards in 4 yrs but I will open 2 cards this year:

 

1. Amex BCP - I have had an Amex Corp since 2007 up until Dec 2014 when my company moved to JP Morgan Corp so need to have Amex in wallet fo sho.

2. United MP Club - not sure why i haven't gotten this, I fly at least once a month somwehere and always go united and made it silver status last year so would be nice to have lounge access not just priority boarding and the occasional first class bump.

 

Will report to this forum when I do so...

 

 


Have you apped for these two yet? 4 years no new cards, Chase history, United MP member, generally high limits = two instaprovals for big limts.

 

How about now? Did you get the apping done yet?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 61 of 100
Anonymous
Not applicable

Re: What's your NEXT card?

amex bce will be my next card!!!!
Message 62 of 100
Anonymous
Not applicable

Re: What's your NEXT card?

My next card... hm.  I don't know - whichever of the ones I really want comes up as preapproval first.  Heh.  I'm not really a "collector."

Message 63 of 100
Lyythine
Established Contributor

Re: What's your NEXT card?

Diners Club. If it ever opens up again... I cant believe I let that little gem get away

Message 64 of 100
chalupaman
Super Contributor

Re: What's your NEXT card?

Now that I got my CSP and this baby's gonna arrive in the mail in just a few days, Chase Freedom is where it's at when that better sign up bonus returns.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 65 of 100
Anonymous
Not applicable

Re: What's your NEXT card?


@chalupaman wrote:

Now that I got my CSP and this baby's gonna arrive in the mail in just a few days, Chase Freedom is where it's at when that better sign up bonus returns.


My next card is not in the market yet. Waiting for a new exciting card to launch with a good sign up bonus and rewards. New Discover Miles card is not to exciting.

Message 66 of 100
chalupaman
Super Contributor

Re: What's your NEXT card?


@Anonymous wrote:

@chalupaman wrote:

Now that I got my CSP and this baby's gonna arrive in the mail in just a few days, Chase Freedom is where it's at when that better sign up bonus returns.


My next card is not in the market yet. Waiting for a new exciting card to launch with a good sign up bonus and rewards. New Discover Miles card is not to exciting.


Yeah. I'm not so sure what to make it of it exactly. It's sort of trying to compete with Quicksilver but it tries to compare itself with the likes of Venture and CSP. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 67 of 100
Anonymous
Not applicable

Re: What's your NEXT card?


@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

Now that I got my CSP and this baby's gonna arrive in the mail in just a few days, Chase Freedom is where it's at when that better sign up bonus returns.


My next card is not in the market yet. Waiting for a new exciting card to launch with a good sign up bonus and rewards. New Discover Miles card is not to exciting.


Yeah. I'm not so sure what to make it of it exactly. It's sort of trying to compete with Quicksilver but it tries to compare itself with the likes of Venture and CSP. 


I don't know.  Getting effectively 3% cashback off of everything for a year sounds pretty good (and then I'd probably sign up DW for a card for a second year of 3%).  Some of my purchases which currently go reward-less because of fees suddenly become viable, like my $8k+ in property taxes.  The county charges a 2.125% service fee.  That makes it not worth putting on a 2% card.  But if I have the Discover Miles, then I'm making a profit.  Does it trump a $400 signup bonus?  Probably not, but still worth considering.  So now my "Next" list has to be:

 

1. CapOne Venture (and then one for DW)

2. Discover Miles

3. Citi Double Cash

4. CCU Visa

5. Sam's Club

 

I'm not sure I'll ever make it to the garden.  But then again, I never really did like vegetables much.

 

Chris.

Message 68 of 100
Anonymous
Not applicable

Re: What's your NEXT card?


@Anonymous wrote:

@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

Now that I got my CSP and this baby's gonna arrive in the mail in just a few days, Chase Freedom is where it's at when that better sign up bonus returns.


My next card is not in the market yet. Waiting for a new exciting card to launch with a good sign up bonus and rewards. New Discover Miles card is not to exciting.


Yeah. I'm not so sure what to make it of it exactly. It's sort of trying to compete with Quicksilver but it tries to compare itself with the likes of Venture and CSP. 


I don't know.  Getting effectively 3% cashback off of everything for a year sounds pretty good (and then I'd probably sign up DW for a card for a second year of 3%).  Some of my purchases which currently go reward-less because of fees suddenly become viable, like my $8k+ in property taxes.  The country charges a 2.125% service fee.  That makes it not worth putting on a 2% card.  But if I have the Discover Miles, then I'm making a profit.  Does it trump a $400 signup bonus?  Probably not, but still worth considering.  So now my "Next" list has to be:

 

1. CapOne Venture (and then one for DW)

2. Discover Miles

3. Citi Double Cash

4. CCU Visa

5. Sam's Club

 

I'm not sure I'll ever make it to the garden.  But then again, I never really did like vegetables much.

 

Chris.


With that $8K in prop taxes you can fulfill 2-3 signup bonuses and wind up with a lot more pointage than just $240. Smiley Wink

Message 69 of 100
kdm31091
Super Contributor

Re: What's your NEXT card?


@chalupaman wrote:

Now that I got my CSP and this baby's gonna arrive in the mail in just a few days, Chase Freedom is where it's at when that better sign up bonus returns.


You may be waiting awhile. It seems like they only do the $200 bonus around the holidays from what I've seen.

Message 70 of 100
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