The AMEX More Rewards card the DW has. It has the lowest interest of all of our cards, a nice 15K CL, 25K SUB, and the ease of gathereing points with groceries, gas, and normal shopping. It goes great with my Cash rewards I have.
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|
My old favorite was the nRewards Secured... as of last month it is now the GoRewards Card. I had the nRewards for 26 months and did use the Member Mall often and racked up $400.00 in cash back that was deposited in my account when I made the switch to the GoRewards the day of graduation. I also received a $25.00 Olive Garden GC in order to clear the rest of the rewards. I left behind 430 points but I can make that up fast!
I may have a new favorite soon as I just broke 600... up from a low of 408 in terms of EQ FICO 08's anyway.
I have the Flagship on the way now witha 597 Fico... no apparent need for 600+ Ficos (Thanks Navy). I luckily have a few yearly expenses coming up so that I can get that sign up bonus. It will have an AF next year but between the 2% and the Member Mall I can offset that. It may become my favorite NFCU card!