What's your lowest/highest APR on your CC's?

[Turbobuick]

---

@pizza1 wrote:

Mine is 16.99% on my Navy Nrewards Visa, and 24.99% on Barclays Rewards MC, ugh! Thank goodness I don't carry balances!  But I'm also in a dirty bucket to due BK and baddies showing on reports. I'm hoping that once all that Falls off, I can go back and ask for a substantial decrease. 

---

You made me look them all up so I'm posting them for future reference!

Merrick Bank 6.15%

BofA AAA  7.99%

Chase Slate  11.24%

BofA Business MC 11.24%

Chase Amazon 13.24%

Barclays SMWMC 13.99%

Amex TE  15.24%

BofA Visa Signature 16.99%

I don't own any store cards. The wife on the other hand.... they are typically whatever your state maximum allows.

[leoment]

My lowest APR is my Citi Forward with 9.24%, while my highest APR (non store) is my Chase Freedom with 23.24% (ouch!). Its been over 5 years since I've repeatedly asked for a reduction from Chase, and they haven't / won't do it. Thus that card is paid asap! I also have a Gap Silver and Target RedCard that both have 22%+ APRs that get paid immediately after use as well.

one credit goal this year is to consolidate a few tradelines and request/receive APR reductions. BoA and Discover have both told me I'm at the lowest (11.99 each I believe), but I'm aiming for sub 10%!

[Anonymous]

While I can understand the want to age accounts, Sometimes its beneficial to close a card and reopen it when your report will yield better terms.

[Plasticard]

Lowest Non-reward: Barclay Ring - 8%

Lowest Reward: Chase Sapphire - 10.24%

Highest: Capital One Quicksilver - 19.8%

[techiegirl]

Lowest 7.25% with local CU

highest 18.99% Chase Freedom (got it when my FICO was less than stellar)

[chalupaman]

12.99% on Amex Everyday after 0 intro offer ends

24.99% on Barclays

I'm just counting non store cards for this one.

[Imperfectfuture]

---

@Anonymous wrote:

---

@EddieK wrote:

---

@Anonymous wrote:

---

@EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.

---

How the heck is your APR that high on a Chase SW?

Publicly offered is 15.99%

---

Got it years ago...was an Airtran A+ card, then Chase took over the card.  

---

Close + Reopen. They are offering 50K signup bonus for 2K spend.

---

Ditto.  Anyone paying higher than 15.99 on Chase travel card, close and reapply (be sure to transfer points, and transfer limits if have another chase cRd, can transfer back).

[Imperfectfuture]

---

@Turbobuick wrote:

---

@pizza1 wrote:

Mine is 16.99% on my Navy Nrewards Visa, and 24.99% on Barclays Rewards MC, ugh! Thank goodness I don't carry balances!  But I'm also in a dirty bucket to due BK and baddies showing on reports. I'm hoping that once all that Falls off, I can go back and ask for a substantial decrease. 

---

You made me look them all up so I'm posting them for future reference!

Merrick Bank 6.15%

BofA AAA  7.99%

Chase Slate  11.24%

BofA Business MC 11.24%

Chase Amazon 13.24%

Barclays SMWMC 13.99%

Amex TE  15.24%

BofA Visa Signature 16.99%

I don't own any store cards. The wife on the other hand.... they are typically whatever your state maximum allows.

---

Ah, the reported VS rate for Chase Amazon.

[Turbobuick]

Not all that long ago (pre-rebate era), I would have considered anything over 10% exhorbitant.

[SomeGuyOnTheWeb]

Lowest - AMEX BCE, 11.99%

Highest - Sallie Mae, 22.99%