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What's your oldest CC

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galahad15
Valued Contributor

Re: What's your oldest CC

Oldest (Open):  Discover IT - 2006

2nd-Oldest (Open):  BoA Cash Rewards WMC - 2007, 9.99% F APR, started out as a BoA Platinum Plus MC

 

Oldest (Closed) - Discover card - 1998

2nd-Oldest (Closed):  Chase Platinum MC - 1998, Prime+1.65% APR


Message 31 of 51
Anonymous
Not applicable

Re: What's your oldest CC

Open - Discover Secured May 2017

Closed - Capital One Platinum Feb 2017
Message 32 of 51
acciofirebolt
Contributor

Re: What's your oldest CC

Oldest card that I opened myself is my Wells Fargo card in 2011, the oldest card that I have is the Macy's Amex, my parents added me as a AU  to their card back in 2008 or 2009

Message 33 of 51
Anonymous
Not applicable

Re: What's your oldest CC

Oldest Reporting -1FBUSA - 13yrs - Closed
What a horrid company. They charged $9 to pay your bill via telephone when their website never worked. And charged a $5.95 maintenance fee when it didn’t carry a balance. Alas, they extended $5500 to a poor college student and helped this guy build a credit history. For that, I’m grateful.

Oldest Current Card - 12 yrs - BoA Cash Rewards
This one was formerly a M&T WorldPoints Platinum card that BoA acquired. I love this card.
Message 34 of 51
Dave4fun
Regular Contributor

Re: What's your oldest CC

Its been fun and nostalgic reading this thread. Mine is the good ol' JC Penney store card opened November 1977. My first actual credit card. I did have an ARCO gas card shortly before then, but alas ARCO stopped issueing credit cards eons ago. And yes, we mailed our applications with all of our personal stats, and waited weeks for a reply with either (joyfully) a card came in the mail!, or the dreaded decline. 

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
Message 35 of 51
SBR249
Established Contributor

Re: What's your oldest CC

My Citi Double Cash is now a bit more than 11 years old. Started life as a Platinum Select before Citi PCed it into a Diamond Preferred. I PCed it to a DC just a few months ago. It's in the rotation as one of my catch-all general spend cards. 

 

Second oldest is an AmEx EveryDay, around 10.5 years old. Started out as an Optima Platinum before AmEx PCed that to the ED. 

Message 36 of 51
Thomas_Thumb
Senior Contributor

Re: What's your oldest CC

Oldest surviving children birthdates:

a) 1984 AMEX green card

b) 1989 Discover More card

c) 1990 AT&T Universal (Citi) Mastercard

 

Oldest deceased children birthdates:

a) 1976 Powers store card

b) 1984 Amoco Torch Diners Club card

c) 1986 Chase Platinum Visa card

 

Powers.jpg

 

Youngest child birthdate:

- 2011 BB store card

 

Fondest memories card:

Amoco Torch Diners Club.jpg

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 37 of 51
K-in-Boston
Credit Mentor

Re: What's your oldest CC


@galahad15 wrote:

Oldest (Open):  Discover IT - 2006

2nd-Oldest (Open):  BoA Cash Rewards WMC - 2007, 9.99% F APR, started out as a BoA Platinum Plus MC

 

Oldest (Closed) - Discover card - 1998

2nd-Oldest (Closed):  Chase Platinum MC - 1998, Prime+1.65% APR


Ouch. I feel your pain for when those do (or did?) fall off. I regret closing all of my '90s cards; wish I had kept at least one of them open, but alas the resources we have now about credit scoring and the possibilities for product changes, account combinations, etc. weren't available when I did so. I'm fortunate that I'm able to piggyback as an AU on some of DW's cards to regain the points for oldest account. I certainly noticed a dip in scores when all of my old ones fell off since I lost about a decade when my circa 2002 Blue became my oldest card.

Message 38 of 51
Anonymous
Not applicable

Re: What's your oldest CC

My oldest card is 10 months old. 

Message 39 of 51
Anonymous
Not applicable

Re: What's your oldest CC


@Thomas_Thumb wrote:

Oldest surviving children birthdates:

a) 1984 AMEX green card This is sexy

b) 1989 Discover More card Where were you in 1986 when Discover launched? Your Member Since year is still sexy but 1986 was hotter Smiley Happy

c) 1990 AT&T Universal (Citi) Mastercard I bet your card says Charter Member Smiley Happy 

 

Oldest deceased children birthdates:

a) 1976 Powers store card

b) 1984 Amoco Torch Diners Club card

c) 1986 Chase Platinum Visa card 

 

Powers.jpg

 

Youngest child birthdate:

- 2011 BB store card


I love old member since years. I really respect and admire people that managed to keep their cards this long. No offense to those who couldn't of course. In a society/culture/country obsessed with youth, I really think old accounts are hot. You couldn't pay me to be 20 again and new to credit. 

 

Also surprised at how many JC Penney cards have been reported here. It was not uncommon to have store cards way back when but these cards had to have been used continuously all these years to have kept them active and open! 

Message 40 of 51
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