I also for got to mention I have a few credit building revolving/ open ended lines on my file
Tu 11.5k EQ 14k Ex 10k
All have been on my file for 8 months
I got a pre approval from BB&T while opening an account for 5.5k after about a week they denied it. Which made me apply for the Barkley’s Apple rewards. Which they gave me cl of 2.5k. So with that being said should I get another Barclays product or shoot for something like a Amazon card or Uber ?
You stated you have ONE open card, what are the above lines you are referring to?
BBT is a funky creature to deal with. I won't go into the details but, if you have a screenshot / e-mail w/ the CRD5-xxxxxx-xxx attached to it you can get them to open a case since it was approved and get the card issued.
Here's their contact info you'll need.
If you were approved then it's worth the fight. Use the contact info in the link above to get ahold of someone and have them investigate it. If you don't have the applciation # it's alright. They should have a record of it somewhere since you were approved.
Did you get a denial letter in the mail stating the reasons?
There have been a few issues with getting them to issue cards around here the last couple of months but, all attempts that I'm aware of have been successful in getting the plastic in the mail including a couple that were denied after being approved. Their systems are in bad shape... I appleid and got 2 approvals out of them. 1 e-mailed me when the card was shipped, but their system dropped my unit # off the address and it went missing. 2nd one never got the notification from them of a card being shipped and pestered them about it several times and 46 days later after the intial approval finally got the card in the mail.
I never got an e-mail the banker I was dealing with told me what the offer was and I picked my card that was it. I got one phone call kinda of like verifying it was me and that was it. I had to call to get my status of the app. Got the pre approval 6/10/19 I finally called on 6/20/19 and got the denial... is it even worth the fight ??
Sounds like your application underwent secondary review. You can try, but I would not hold my breath as manual reviews tend to be a lot harder to overturn than computer denials in those instances where such a practice is still allowed.
Someone already took a look and deemed you a risky borrower at this time. Before you try talking to anyone, you should find out the exact reasons why so you can address them properly.
Recon calls can be difficult as is, no need to make one unprepared
Some cheep credit builder account my jeweler, new coast, ox, Hutton chase, AU cap one 2k CL open Jan 2019. And the Barclay apple that has yet to report because I just got it two days prior
You really need to get rid of those "junk overpriced catalog you can only buy from cards"
I would let barclays age 6 months and then try for another "real" credit card, I am suprised at the barclay approval honestly, congrats on that card.