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I really want a GE backed card. I'm looking at either Lowes or Walmart. I really dont want to make Barclays mad. I just got my 5th statement in the mail. I have a 642 credit score with one $200 medical collection. What are my odds.
Try for walmart, you will also get free fico with walmart card.
I'd say Walmart card... Very easy to get
Apped for Walmart and got the 7-10 message. Will see what happens. My TU score is a 655.
@Brian_Trying_700 wrote:Apped for Walmart and got the 7-10 message. Will see what happens. My TU score is a 655.
I hope you get it.. fingers crossed**
Called the backdoor # and got approved for up to $700. Yesssssssssss. Happy dance. @ the mods, please add this new # for the new accounts credit analysis. No line no wait and they speak english. 866-519-6441.
Hopefully they are still open when I get home as I would like to try this number as well....I app'd yday and got the same 7 - 10 message - the last time I rec'd that message they denied me....so I was just figuring that it was going to be another denial. I am happy that you were able to get approved - now I just hope that I am able as well.....any way - no more apps for me until I start car shopping in 9 - 10 mos, as I do not want any more inq's on any of my reports from now till then. I figured with that much time from now till then even if denied again, I could still get my scores back to where they are now by PIFing and keeping my little builder loan going on time too.
Thanks and wonerful story
K
With your TU being a 703 looks good to me. My TU is a 655. I had two paid judgements from 5 years ago being in business and 1 medical collection for $200 from 6 years ago. I know Walmart uses there own scoring system. Finger crossed and get back to us.
Sure hoping so - would love to get the free score - but the last time they denied only due to BK
Thanks
K
@Brian_Trying_700 wrote:@Called the backdoor # and got approved for up to $700. Yesssssssssss. Happy dance. @ the mods, please add this new # for the new accounts credit analysis. No line no wait and they speak english. 866-519-6441.
CONGRATS!!!
Ge wil grow with you, use it well and pay good on it and ask for CLI's every 4 months.