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What to pay off?

Epic Contributor

What to pay off?

Toyota Visa $900/1300

Target 180/200

Target 190/200

Target 280/300

Target 990/1000.


I have $1k now before these cards post... I was thinking $500 to Toyota, and pay off the 2 $200 limit Target cards for best Fico increase

Message 1 of 3
Moderator Emerita

Re: What to pay off?

Makes sense, plus throwing the rest at the $1K Target card, getting that one out of the 90+% util.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 3
Epic Contributor

Re: What to pay off?

or should I pay off 3 of the 4 Target cards, and apply rest to Toyota to get that below 50%

Message 3 of 3