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Cap1 world Cash Rewards 5k and it's never increased
I kind of took a backwards approach and I think it scored me a descent cl with cap1. I took out a mortgage in november 09 then applied for my first cc in march 2010.
BankAmericard, $500 CL, circa 1972. Increased to 2k CL in 1973.
It was the first of many. Unfortunately, in the 90's I had dropped all my CCs in favor of a debit card purely for convenience. Only reestablished credit just over 3 years ago with a couple secured CCs. The convenience is still there with internet banking and autopay. Turned out to be a great move. They unsecured, increased their CLs and PCed to World elite MCs and Visa Siggys. Also got an Amex Plat.
I've never intentionally carried a balance since about 1973.
Navy Federal Secured nRewards card opened June 2011 with a 500 dollar limit and it now has a 1k CL.
HSBC Platinum Mastercard. I got it in 2005 with a $750 CL.
Navy Federal Cash Rewards Visa, opened in 2009 with a 1,000 credit limit... at around 17.9% apr
@Sweets8E wrote:My first credit card was from Providian. It had a $250 credit limit. I maxed it out at some point like a year after getting it. If I recall, I got a Cap1 card around the same time too with a $300 limit. But the kicker was by the time the card got to me it only had like $50-$78 bucks in available credit because of all the fees associated with accepting and activating it. Bad choices each of them. If I knew then, what I know now, I wouldn't have bothered.
Do they still do that today? I applied for a student's journey and was approved for 750 and have not received the card I got the "your card has been shipped" email on Sunday morning. Why so many fees? I was not told of this
My first credit card was the Capital One Journey card with a $500 limit which was bumped to $750 because of the steps program and was opened in July of 2011. I don't ever use it anymore except to take advantage of the new deals program they have.
@Anonymous wrote:My first credit card was the Capital One Journey card with a $500 limit which was bumped to $750 because of the steps program and was opened in July of 2011. I don't ever use it anymore except to take advantage of the new deals program they have.
How long did it take for your card to arrive if you remember? What are some tips you can give me on the card? I was just approved as well for Journey's