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What was your DC SL?

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AverageJoesCredit
Legendary Contributor

Re: What was your DC SL?

Sl $1200, currently 1200 comining up on 6 months, 1 failed hp attempt. This definitely seems to be tied to your profile and income. Hopefully i can get offered the sp language soon but for sure will not waste another hp for it. Maybe in 2 years when my profile is much stronger theyll like me more but only time will tellSmiley Happy
Message 11 of 36
kdm31091
Super Contributor

Re: What was your DC SL?

Low SLs are very common with the card. You can take another HP at activation to potentially get a higher limit or just opt to wait for a SP offer which often occurs after 6 months. The SP increases tend to be small, though.

 

My problem is that Citi already double pulls for the initial application, then wants another HP for the CLI. 3 pulls for a card with no sign up bonus or incentive is a little excessive. So my suggestion is to only go that route if you're sure you're keeping the card for the long run.

Message 12 of 36
SouthJamaica
Mega Contributor

Re: What was your DC SL?


@AverageJoesCredit wrote:
Sl $1200, currently 1200 comining up on 6 months, 1 failed hp attempt. This definitely seems to be tied to your profile and income. Hopefully i can get offered the sp language soon but for sure will not waste another hp for it. Maybe in 2 years when my profile is much stronger theyll like me more but only time will tellSmiley Happy

My starting limit was $2600. Now,  a year and 10 months later, it's still $2600, despite perfect credit history and much higher scores.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 13 of 36
Anonymous
Not applicable

Re: What was your DC SL?

Low starting limits on the CITI Double Cash have been discussed numerous times on myFICO. To answer your question my starting limit was $2600.00. My scores were over 700 too.

Message 14 of 36
AverageJoesCredit
Legendary Contributor

Re: What was your DC SL?

Sorry to hear that SJ! Doesnt leave too much hope for the little guySmiley Wink. Maybe this thread will bring you some good luck and a sp is coming for you soon? Hope so. I know i dont spend much so i guess not too big a problem but id imagine for the big spenders out there you'd want a higher cl to work with. CheersSmiley Happy
Message 15 of 36
AverageJoesCredit
Legendary Contributor

Re: What was your DC SL?

@bbp, yup noticed this too but its the DC, so you know always will have interestSmiley Happy
Message 16 of 36
Anonymous
Not applicable

Re: What was your DC SL?


@Anonymous wrote:
I received a mailer for the Citi DC card, and I had been looking at this one for a while so I decided to go ahead and apply. I was only approved for 3400. I have other 10k+ cards and all scores are over 700, so I was kind of disappointed to get such a low SL. I was just curious what everyone elses SLs were to see if this is fairly normal, or if they were a little leery towards me. Thanks!

NONE, they wont give me one hahahahahahahahahaha

Message 17 of 36
Anonymous
Not applicable

Re: What was your DC SL?


@Anonymous wrote:

You're all making me jealous.  I started 8 months ago with a $500 limit (yes, five hundred dollars).  Score at the time was in the 720s.  I've tried everything I can think of to get a CLI,  but still stuck at $500. Smiley Sad

 


What do the denial letters say?

Message 18 of 36
Anonymous
Not applicable

Re: What was your DC SL?

6k

Message 19 of 36
Anonymous
Not applicable

Re: What was your DC SL?

Was approved in Septemeber at $3000 and requested and was approved for a cli to $4400 in late March.

Message 20 of 36
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