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What was your first credit card?

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DeeBee78
Valued Contributor

Re: What was your first credit card?

I believe it was a Target Red Card, back in 2004. I got it when I worked at Target because there was a massive clearance sale on digital camcorders in the electronics department. I knew I could re-sell every single one of them on eBay for at least twice what I paid for them, but I didn't have a lot of cash. 

 

I let my co-worker process my credit app, and was approved for $500, which was enough to buy 5 of them with my employee discount. Made about $1000 in profit on them, so not a terriblereate of return. Paid for my Disney Cruise at the end of my Freshman year of college Smiley Happy 

Message 11 of 62
Dave4fun
Regular Contributor

Re: What was your first credit card?

Ahhh nostalgia! It was 1976... I was 16, I filled out the paper application for an ARCO gas card. My mom had an account, and she wrote a little letter that I amiled with the application. Three weeks later my very own ARCO card came. In November 1977 I filled out the paper application for a JCPenney card. Just in time for Christmas that year my card came. I was so excited with my $200 credit limit. I consider JCP to be truly my first card since it was for a department store. I still have that same account, nearly 41 years later. 

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
Message 12 of 62
FireMedic1
Community Leader
Mega Contributor

Re: What was your first credit card?

AU on mothers card. 1979-80? $750. Maxed it out and she took it away from me. Smiley Surprisedvisa.PNG

 

 

 


Message 13 of 62
Anonymous
Not applicable

Re: What was your first credit card?

Discover it for Students last year

Message 14 of 62
Anonymous
Not applicable

Re: What was your first credit card?

TD Cash Secured Credit Card with $500 limit. Yes, I got approved for $5,000 but I didn't want to put down more money. Maxed card only once and had it since December 2016.

Message 15 of 62
SteelCityPride
Valued Member

Re: What was your first credit card?

1989 Wells Fargo Mastercard $500 limit maxed out first month

Jan. 2017 Fico 8 - low 500's
Message 16 of 62
Anonymous
Not applicable

Re: What was your first credit card?

First card was several years ago, a Schools First FCU Visa Credit Card (now it's a MC) at $500, my mom as co-buyer. My mom warned me to never owe more than half of it on any statement, and I kept true to that promise....usually.
Message 17 of 62
Anonymous
Not applicable

Re: What was your first credit card?

First Union Bank secured $500 limit. It was bought out by Wachovia who got bought out by Wells Fargo.
Message 18 of 62
CMoore515
New Contributor

Re: What was your first credit card?

First card was a Capital One Platinum Mastercard. I was 20, still have the card today, I'm almost 30 now. Card started at $300 and is now at $2,150.

Filed BK7 10/2019
Discharged 1/2020
Message 19 of 62
Anonymous
Not applicable

Re: What was your first credit card?

The first credit cards I ever got were Aspen MasterCard and Aspire Visa when I was 20 years old.
Message 20 of 62
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