@Joleybear wrote: The idea of 35k per month is so difficult for me to grasp that it makes me rethink my entire career field like I definitely did the wrong thing lmao
Lol 
Well, if it makes you feel any better, @Joleybear, we're talking (gross) not (net take-home) income and we're talking dual-earner household income. And, for some of us, that's only been reached temporarily in our later peak-earning years. DW and I just had our taxes completed for 2022 and I don't think you'd want our tax bill either since we fall in the 32% tax bracket for married, filing jointly. Ouch! Uncle Sam gets his fair share.
What was your highest started CL offer?
Highest starting limit was actually from my most recent approval. $15,000
What was your FICO score?
741 via Transunion
What bank or card was it?
Alliant Cash Back Visa Signature
What was your annual income at the time?
Around 40k
Did you have any other cards from the same bank/issuer?
No. Plenty of other cards from other financial institutions. 😁
@Aim_High wrote:
@Joleybear wrote: The idea of 35k per month is so difficult for me to grasp that it makes me rethink my entire career field like I definitely did the wrong thing lmaoLol
You're very kind, but it does not because 35k is my spouses annual gross income for 5 people, 3 are kids with special needs Lol. So after 32% you're making his net income per month 😂☠️ We need new careers I'm telling you. I'm almost done with Pharmacy school so while it won't be as impressive as you guys it will be better. 🤷♀️ My income right now let's me file taxes but it's not easy because I'm pretty much self employed. I really can't imagine what it's like to even make 15k per month. Lol. If I ever get there in Pharmacy I'll probably be wondering what to do with all that money. 😆 I am not hating on you or anything - that's great and I'm happy for you. I just need to find out how to improve our situation because reading all these high incomes on the boards makes me reconsider my life choices. 😏 OH and I may have found a database? helpmebuildcredit.com let's people submit information.
@Joleybear wrote:Thank you so much for sharing... I have a higher TransUnion score than anything else and I've had trouble finding cards that use TransUnion as their main bureau for initial applications.
Elan Financial Services only pulled my TU for the Fidelity Rewards Visa. You'll need an eligible Fidelity account to get the 2% cash-back though.
@Joleybear wrote:... because reading all these high incomes on the boards makes me reconsider my life choices. 😏 OH and I may have found a database? helpmebuildcredit.com let's people submit information.
We truly do have a very diverse group on My FICO and yes, it can be eye-opening to see some of the differences. We have some (very) high income and net worth individuals and I'm talking those who far exeed the $35K per month. 
And we have others who barely squeak by on disability income, making less than your household. Among other variables, that's one reason why it's sometimes difficult for us to accurately compare data points. For some reason, I think per-capita we have an unusually large number of forum members who have very high incomes or wealth, which gives the false perception that it's more common in society than the facts document.
Interesting website and thanks for posting that link. I've never seen that one. Again, however, that 'database' only shows part of the information I outlined above that a lender may take into consideration, so use it with caution.
Cap One Venture gave me $30k SL.
Spent a lot through Savor and QuickSilver before applying.
@Aim_High wrote:
@Joleybear wrote:... because reading all these high incomes on the boards makes me reconsider my life choices. 😏 OH and I may have found a database? helpmebuildcredit.com let's people submit information.
We truly do have a very diverse group on My FICO and yes, it can be eye-opening to see some of the differences. We have some (very) high income and net worth individuals and I'm talking those who far exeed the $35K per month.
Interesting website and thanks for posting that link. I've never seen that one. Again, however, that 'database' only shows part of the information I outlined above that a lender may take into consideration, so use it with caution.
I agree with you, but I think it's a good place to start or if you're indecisive a good tool to assist you in making your decision. If every person with your stats is denied you may want to try another card etc. You're right , I think definitely more common here and I believe maybe people who want to be fiscally responsible, including maintaining good credit, end up having better income or there's some sort of correlation between those things. Who knows for sure though? That's just my theory.