cancel
Showing results for 
Search instead for 
Did you mean: 

What was your starting limit with the Citi DC card?

tag
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?

I've had DC for 3 months. Citi was my 1st ever prequal from a prime bank. Having 0 patience I jumped at it in a second. I was approved $5500 SL, 15 months 0%, and 23% after that. I am not disappointed in the SL. But rate could have been better if I waited a few months. That being said rate really doesn't matter for 15 months. Will try to lower it after intro is over. Good luck if you appSmiley Happy

Message 21 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@Anonymous wrote:

@Anonymous wrote:
SL of $8000. Wasn't happy
Once I received the card, Called and they immediately approved me for $20k. Lol

Are you referring to the Citi Double Cashback Card? Your signature indicates the SL is $500.



Yes. My signature is totally accurate Smiley Happy


 

Message 22 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:
SL of $8000. Wasn't happy
Once I received the card, Called and they immediately approved me for $20k. Lol

Are you referring to the Citi Double Cashback Card? Your signature indicates the SL is $500.



Yes. My signature is totally accurate Smiley Happy


 

Your post still doesn't make sense, but that's beside the point Smiley Very Happy


Message 23 of 64
SunriseEarth
Moderator Emeritus

Re: What was your starting limit with the Citi DC card?


@Anonymous wrote:

After not receiving any pre-approvals for the Citi DC card for the last year I finally started receiving them this week for the Citi DC and 4 other Citi CC.

 

My question is: for those who have received pre-approvals for the Citi DC, with an APR of 23%, what was your starting limit?

 

Sorry if this is a duplicate thread, I could not find a similar thread in any of the forums.


My initial CL was $1200.   I took an HP to get it to $5K and then got a SP CLI later on to get to $6400.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 24 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?

$2k for me.

Message 25 of 64
Gmood1
Super Contributor

Re: What was your starting limit with the Citi DC card?

My Citi DC started at $3000. I didn't see a SP increase for 1 year. First SP increase was for $1400. I immediately opted for a HP to $20,000 and they obliged.

I have no idea what my APR is nor do I really care. I don't carry balances unless its 0%.

Message 26 of 64
JamP
Valued Contributor

Re: What was your starting limit with the Citi DC card?

Prequal in the mail.

 

Approved 12 months 0% SL 3600

after 6 months SP to 5100

23.9%

 

I was just happy to get in with Citi since I was denied 3 months before that on a prequal.

 

If it grows 1500 every 6 months I will take it. 

 

I did try for a HP CLI when I received it but declined.

250k+ CL and climbing.
Message 27 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@SunriseEarth wrote:

@Anonymous wrote:

After not receiving any pre-approvals for the Citi DC card for the last year I finally started receiving them this week for the Citi DC and 4 other Citi CC.

 

My question is: for those who have received pre-approvals for the Citi DC, with an APR of 23%, what was your starting limit?

 

Sorry if this is a duplicate thread, I could not find a similar thread in any of the forums.


My initial CL was $1200.   I took an HP to get it to $5K and then got a SP CLI later on to get to $6400.  


Very nice! Thanks for the input.

Message 28 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?

$1,500 and then SP CLI of $1,400 to $2,900. Stayed there ever since (2 CLI attempts)

Message 29 of 64
RonM21
Valued Contributor

Re: What was your starting limit with the Citi DC card?

I think my rate was 13.and some change, but only got a $1200 SL.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 30 of 64
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.