@purebulldogs wrote:Mine was a $300 capital one card. I was around 20. Was in school and worked part time. It got up to $800 credit limit. I maxed it and when the $29 or $39 annual fee hit it put me over the credit limit. I probably got an over the limit fee back then since I do remember owing more than the credit limit a few times.
bought a lot of pizza and beer on the weekends with that card. It made college life more fun. Once I paid it down, we'd get more food. We would rotate our cards 😀. I was probably pretty profitable to capital one with the interest and fees I paid.
I eventually paid it off. Capital one never cut my credit line even though I paid late every few months. It worked well for me and capital one. When you are hungry with friends and tired of doing homework and ready to watch movies etc, that available credit was like gold when those pizzas 🍕 were delivered 😎 even if it was as low as $50
I knocked the stuffing out of that card for being a poor college student with a pretty low limit
It was a $300 Capital One card that I ran up to about $3500 with returned payments almost 10 years ago.
They've since forgiven me and I now have 2 cards with them. 
Just the classic Capital One Platinum Mastercard. $39 annual fee at the time.
Think it started out with a $500 limit, and was auto-Cli'd to $750 at some point.
Went years with that, perfectly content as my only card, and without rewards.
Wasn't until the last 5-6 years that I gained a new perspective on credit cards and expanded my horizons. Probably overdid it a bit trying to make up for lost time.
Still have that original account, it's now a no-fee Quicksilver that I've somehow managed to slowly break the $5k credit line barrier on.
Back in 1994 when I was 20... I don't remember the bank... but it was a green colored Visa card with a $300 limit and I was charged $8 a month as a monthly fee to help "build my credit."
It sounds like Credit One but I'd remember that name... at any rate... account was a few years later IIRC.
@TRC_WA wrote:Back in 1994 when I was 20... I don't remember the bank... but it was a green colored Visa card with a $300 limit and I was charged $8 a month as a monthly fee to help "build my credit."
It sounds like Credit One but I'd remember that name... at any rate... account was a few years later IIRC.
Account was....closed? a few years later? 
Wells Fargo Student card, Visa I believe. I think I had the student savings and checking too. I don't recall the card having any kind of cash back benefits. This was circa mid 90s. I believe it had an annual fee, waived the first year and, for years down the road, calling in and asking for the AF to be removed worked..... until it didn't.
Not waiving my AF bothered me so much, I closed the account, walked in to Wells Fargo, emptied my paltry savings and checking, literally walked across the parking lot to Washington Mutual who later became Chase which is where I still am today with 6 figures invested with them. Wells let a young, broke customer walk and it cost them a future adult middle class customer, lol.
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