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What was your very first card?

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Anonymous
Not applicable

Re: What was your very first card?


@Anonymalous wrote:

Mine was a $300 Capital One card, as well. Got it last year. And while I was able to use the link to upgrade the card to a Quicksilver after about 6 months, they haven't budged on the SL. One day, I hope to grow it to $301.

 


Hilarious 

Message 51 of 90
TRC_WA
Senior Contributor

Re: What was your very first card?

@OmarGB9 wrote:



Account was....closed? a few years later? Smiley Tongue

 


@Anonymous wrote:

 


Perhaps it was First Premier Bank.

 

Nah I'd remember that one too.  What I do remember is having to go to some credit education class prior to getting this card.  It was almost 30 years ago now and I do remember closing it because I got better cards that didn't have the fees.  Can't remember what bank it was though.

 

Funny how you remember some things and not others...  I don't miss the dialup AOL connection or mailing in my credit card payments back in those days.



FICO8 current as of : ----- EQ: --- TU: --- EX: ---
Hard INQs last 12 months: EQ: 5 | TU: 7 | EX: 9
Verizon Visa $6500 Amex Delta Platinum $10,000 Care Credit $12,000
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NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $44k new - balance $31k/6.94%
Total CL: $45,000 --- Total CC UTI: --% --- AAoA: 5.5 years --- Income: $200k
Last app: 11-30-23
Message 52 of 90
link
New Member

Re: What was your very first card?

Elan financial,  Visa Platinum $1,500. CL

 

Applied at my bank. 

Message 53 of 90
Anonymous
Not applicable

Re: What was your very first card?

I'm an Air Force brat so my first card was a military star card. It could only be used on base at a store called bx(base exchange) so I spent a lot in money on cds, dvds, clothes, and shoes. My limit was 1500. It was like a million dollars to me as a teen.

 

I did get a capital one platinum 3 years later. I think my limit was 800. I saw the words platinum and I thought I was on the same level as an Amex platinum, lol.

Message 54 of 90
markhs777
Regular Contributor

Re: What was your very first card?

Always wondered why companies would mail sophomores in college pre approved card offers. Mine was a Phillips 66 card that could be used at Quality Inns among other places. Didn't turn out well for the card issuer.

Message 55 of 90
Anonymous
Not applicable

Re: What was your very first card?


@Anonymous wrote:

I'm an Air Force brat so my first card was a military star card. It could only be used on base at a store called bx(base exchange) so I spent a lot in money on cds, dvds, clothes, and shoes. My limit was 1500. It was like a million dollars to me as a teen.

 

I did get a capital one platinum 3 years later. I think my limit was 800. I saw the words platinum and I thought I was on the same level as an Amex platinum, lol.


@Anonymous  That's great. I'm retired Air Force, and have the Military Star card too. I got mine in 1994, except back then in was called DPP.

Message 56 of 90
Gunnerboy
Frequent Contributor

Re: What was your very first card?

1st department store card: The Bon Marche (very first card, 18yo)

1st bank-issued card: Seafirst Bank (19yo)

1st CU-issued card: Seattle Telco

1st charge card: AMEX Green



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 57 of 90
MySunrise271
Established Contributor

Re: What was your very first card?

I was a junior in college in 1989 and friends were talking about credit, someone said to get a gas card to start building your credit. So I applied and was approved for a BP gas card for $500, even though I was still riding my bicycle to and from the dorms to class. I wish I had learned the rest of the credit story. Oh well better late than never👌😊

Message 58 of 90
Zoostation1
Established Contributor

Re: What was your very first card?

 


@markhs777 wrote:

Always wondered why companies would mail sophomores in college pre approved card offers. Mine was a Phillips 66 card that could be used at Quality Inns among other places. Didn't turn out well for the card issuer.


There was a period of really easy credit in the 2000s  3 of my first 4 credit cards (Cap 1, Citi, Disc) were all opened during my college yrs and my second card that was opened in a year I made under $5k part time grew to a 20.6K limit (Citi had me at a 30k limit over 2 cards before my income had reached $30k).  The CLI party ended in mid-late 2009 and things hit the fan for me in 2012 (unfortunately I didn't deal with it for 5 yrs, plus almost 4 after that to start rebuilding and here we are now).  This time around it's PIF or don't make the purchase.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
March 2024 FICO 8:
March 2024 FICO 9:
Message 59 of 90
mgood
Valued Contributor

Re: What was your very first card?

Mervyn's store card.



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Message 60 of 90
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