Whats next??

[Anonymous]

Need help on what i should do next. My current scores are TU 642 EQ 613 EX  633. I have two collections on EQ. I currently have C1 secured at $200 opened in October. Fingerhut at $600 opened in November. NFCU at $500 not reporting yet. A auto loan that only reports to EQ and EX with 11 months reporitng. I want to get the Discover IT and Amex BCP. Ive been checking the prequal offers and havent had any luck. I just wanna know what my best thing to do is. My C1 just reported and no change to my scores at all (bummer). Do i need another card to help round out my profile, if so which one? I was looking at walmart/amazon but not sure id get approved.....

P.S can anyone explain how to add the signatures to the post to post current and old scores and the CC limits and such like i see.....i cant figure it out...

[Remedios]

What is keeping your scores low?

[HeavenOhio]

Is C1 Capital One or Credit One?

There's not likely to be a scoring advantage to getting any more cards. You'll eventually want to get some cards that'll score higher limits, earn rewards, etc. But you have enough new credit for now. I'd consider applying again when your oldest card reaches a year old in October.

In the meantime, time is your best friend.

[Anonymous]

I’m not to sure honestly, I’m guessing lack of history.

[Anonymous]

C1 is my capital one

[Anonymous]

Here you go OP.

https://ficoforums.myfico.com/t5/SmorgasBoard/Cards-on-your-Signature/m-p/5369361

Good luck!